Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Esaf Small Finance Bank Limited for its Hyderabad Dilsukhnagar branch in Hyderabad Dilsukhnagar, Hyderabad Ranga Reddy, or Telangana, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Esaf Small Finance Bank Limited located in Hyderabad Dilsukhnagar or anywhere in Telangana can transfer funds instantly by using the correct IFSC Code ESMF0001662. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Esaf Small Finance Bank Limited, Hyderabad Dilsukhnagar, Hyderabad Dilsukhnagar

Here are some of the key details that come with the IFSC Code ESMF0001662 of Esaf Small Finance Bank Limited for its branch located in Hyderabad Dilsukhnagar, within the district of Hyderabad Ranga Reddy in the state of Telangana.

Particulars Details
Bank Esaf Small Finance Bank Limited
IFSC Code ESMF0001662
Branch Hyderabad Dilsukhnagar
City Hyderabad Dilsukhnagar
District Hyderabad Ranga Reddy
State Telangana
Address Shop No B-1 & B-3, Plot No 28/B, Vijetha Inti Plaza, Moosarambagh, Saidabad P O, Hyderabad, Telangana 500059

These details helps users in online banking and for businesses and individuals who use Esaf Small Finance Bank Limited in Hyderabad Dilsukhnagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ESMF0001662 for the Hyderabad Dilsukhnagar branch of Esaf Small Finance Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ESMF0001662 is given to every bank branch, including Esaf Small Finance Bank Limited located in Hyderabad Dilsukhnagar, Hyderabad Dilsukhnagar, Telangana, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Esaf Small Finance Bank Limited branch in Hyderabad Dilsukhnagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Hyderabad Dilsukhnagar and Hyderabad Ranga Reddy.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Telangana and the rest of India, which is why the IFSC Code ensures that transactions meant for Esaf Small Finance Bank Limited in Hyderabad Dilsukhnagar doesn't end up at another location.

Format of the IFSC Code ESMF0001662

The format of the IFSC Code for banks, including Esaf Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Esaf Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Hyderabad Dilsukhnagar in Hyderabad Dilsukhnagar.

For example, the IFSC Code ESMF0001662 of Esaf Small Finance Bank Limited for the Hyderabad Dilsukhnagar branch includes these elements, identifying the bank and the branch location in Hyderabad Dilsukhnagar and Telangana accurately.

How to Find IFSC Code for Esaf Small Finance Bank Limited?

If you are trying to find the IFSC Code ESMF0001662 of Esaf Small Finance Bank Limited for its Hyderabad Dilsukhnagar branch located in Hyderabad Dilsukhnagar, the following methods can help:

Cheque Book

The cheque book issued by Esaf Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Esaf Small Finance Bank Limited branches in Hyderabad Dilsukhnagar and Hyderabad Ranga Reddy, print them on the first page of your passbook.

Bank Website

Visit the official website of Esaf Small Finance Bank Limited and navigate to the branch locator section. Search for Hyderabad Dilsukhnagar or Hyderabad Dilsukhnagar to get the exact IFSC Code ESMF0001662.

Mobile Banking App

If you use Esaf Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Esaf Small Finance Bank Limited and Hyderabad Dilsukhnagar, you'll get the correct details.

How to Use IFSC Code ESMF0001662 for Online Transfers?

Once you have the IFSC Code ESMF0001662 for the Hyderabad Dilsukhnagar branch of Esaf Small Finance Bank Limited in Hyderabad Dilsukhnagar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ESMF0001662. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Esaf Small Finance Bank Limited IFSC Code ESMF0001662.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Esaf Small Finance Bank Limited Hyderabad Dilsukhnagar in Hyderabad Dilsukhnagar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Esaf Small Finance Bank Limited in Hyderabad Dilsukhnagar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Esaf Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Hyderabad Dilsukhnagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Esaf Small Finance Bank Limited in Hyderabad Dilsukhnagar, Hyderabad Dilsukhnagar?

The IFSC Code is ESMF0001662.

Is the IFSC Code ESMF0001662 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Esaf Small Finance Bank Limited Hyderabad Dilsukhnagar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Hyderabad Dilsukhnagar branch?

The address of the branch is Shop No B-1 & B-3, Plot No 28/B, Vijetha Inti Plaza, Moosarambagh, Saidabad P O, Hyderabad, Telangana 500059 located in Hyderabad Dilsukhnagar, Hyderabad Ranga Reddy, Telangana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.