IFSC Code of Esaf Small Finance Bank Limited, Gorakhpur, Gorakhpur, Uttar Pradesh — ESMF0001722

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Esaf Small Finance Bank Limited for its Gorakhpur branch in Gorakhpur, Gorakhpur, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Esaf Small Finance Bank Limited located in Gorakhpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code ESMF0001722. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Esaf Small Finance Bank Limited, Gorakhpur, Gorakhpur

Below in the table are the key details related to IFSC Code ESMF0001722 of Esaf Small Finance Bank Limited for its branch located in Gorakhpur, within the district of Gorakhpur in the state of Uttar Pradesh.

These details are important not only for users using online banking but also for businesses and individuals who use Esaf Small Finance Bank Limited in Gorakhpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ESMF0001722 for the Gorakhpur branch of Esaf Small Finance Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Esaf Small Finance Bank Limited located in Gorakhpur, Gorakhpur, Uttar Pradesh, is provided a unique IFSC like ESMF0001722 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Esaf Small Finance Bank Limited branch in Gorakhpur.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Gorakhpur and Gorakhpur.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Esaf Small Finance Bank Limited in Gorakhpur do not get misguided to another person.

Format of the IFSC Code ESMF0001722

This is the format of the IFSC Code for banks, including Esaf Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Esaf Small Finance Bank Limited, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Gorakhpur in Gorakhpur.

For example, the IFSC Code ESMF0001722 of Esaf Small Finance Bank Limited for the Gorakhpur branch includes these elements, identifying the bank and the branch location in Gorakhpur and Uttar Pradesh accurately.

How to Find IFSC Code for Esaf Small Finance Bank Limited?

If you are trying to find the IFSC Code ESMF0001722 of Esaf Small Finance Bank Limited for its Gorakhpur branch located in Gorakhpur, the following methods can help:

Cheque Book

The cheque book issued by Esaf Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Esaf Small Finance Bank Limited branches in Gorakhpur and Gorakhpur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Esaf Small Finance Bank Limited and navigate to the branch locator section. Search for Gorakhpur or Gorakhpur to get the exact IFSC Code ESMF0001722.

Mobile Banking App

If you use Esaf Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Esaf Small Finance Bank Limited and Gorakhpur, you'll get the correct details.

How to Use IFSC Code ESMF0001722 for Online Transfers?

If you have the IFSC Code ESMF0001722 for the Gorakhpur branch of Esaf Small Finance Bank Limited in Gorakhpur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ESMF0001722. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Esaf Small Finance Bank Limited IFSC Code ESMF0001722.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Esaf Small Finance Bank Limited Gorakhpur in Gorakhpur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Esaf Small Finance Bank Limited in Gorakhpur, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Esaf Small Finance Bank Limited website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Gorakhpur manage their online transfers and cheque clearances easily.