The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Esaf Small Finance Bank Limited for its Udaipur-Tripura branch in Gomati, Gomati, Tripura, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Esaf Small Finance Bank Limited located in Gomati or anywhere in Tripura can transfer funds instantly by using the correct IFSC Code ESMF0001820. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Esaf Small Finance Bank Limited, Udaipur-Tripura, Gomati

Here are the key points that are associated with the IFSC Code ESMF0001820 of Esaf Small Finance Bank Limited for its branch located in Gomati, within the district of Gomati in the state of Tripura.

Particulars Details
Bank Esaf Small Finance Bank Limited
IFSC Code ESMF0001820
Branch Udaipur-Tripura
City Gomati
District Gomati
State Tripura
Address Building No-190408,Near Iifl Fianance In 1St Floor,On Agartala-Sabrum Road,Brahmhabari,Udaipur,District-Gomati,State-Tripura,Pin-799120

These details are essential not only for online banking users but also for businesses and individuals who use Esaf Small Finance Bank Limited in Gomati for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ESMF0001820 for the Udaipur-Tripura branch of Esaf Small Finance Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Esaf Small Finance Bank Limited located in Udaipur-Tripura, Gomati, Tripura, are given a unique IFSC like ESMF0001820 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Gomati.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Gomati and Gomati.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Esaf Small Finance Bank Limited in Udaipur-Tripura goes to the correct branch. This is important because Esaf Small Finance Bank Limited has thousands of branches in Tripura and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code ESMF0001820

The format of the IFSC Code for banks, including Esaf Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Esaf Small Finance Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Udaipur-Tripura in Gomati.

For example, the IFSC Code ESMF0001820 of Esaf Small Finance Bank Limited for the Udaipur-Tripura branch has these elements, identifying the bank and the branch location in Gomati and Tripura correctly.

How to Find IFSC Code for Esaf Small Finance Bank Limited?

To find the IFSC Code ESMF0001820 of Esaf Small Finance Bank Limited for its Udaipur-Tripura branch located in Gomati, the following methods can help you out:

Cheque Book

The cheque book issued by Esaf Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Esaf Small Finance Bank Limited branches in Gomati and Gomati, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Esaf Small Finance Bank Limited and go to the branch locator section. Then search for Udaipur-Tripura or Gomati to find the exact IFSC Code ESMF0001820.

Mobile Banking App

If you use Esaf Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Esaf Small Finance Bank Limited and Gomati will provide accurate information.

How to Use IFSC Code ESMF0001820 for Online Transfers?

If you have the IFSC Code ESMF0001820 for the Udaipur-Tripura branch of Esaf Small Finance Bank Limited in Gomati, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ESMF0001820. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Esaf Small Finance Bank Limited IFSC Code ESMF0001820.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Esaf Small Finance Bank Limited Udaipur-Tripura in Gomati, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Esaf Small Finance Bank Limited in Udaipur-Tripura, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Esaf Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Gomati to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Esaf Small Finance Bank Limited in Udaipur-Tripura, Gomati?

The IFSC Code is ESMF0001820.

Is the IFSC Code ESMF0001820 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Esaf Small Finance Bank Limited Udaipur-Tripura?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Udaipur-Tripura branch?

The address of the branch is Building No-190408,Near Iifl Fianance In 1St Floor,On Agartala-Sabrum Road,Brahmhabari,Udaipur,District-Gomati,State-Tripura,Pin-799120 located in Gomati, Gomati, Tripura.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.