Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Esaf Small Finance Bank Limited for its New Delhi -Rohini branch in Delhi, North West Delhi, Delhi, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Esaf Small Finance Bank Limited located in Delhi or anywhere in Delhi can transfer funds instantly by using the correct IFSC Code ESMF0001179. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Esaf Small Finance Bank Limited, New Delhi -Rohini, Delhi

Here are the key points that are associated with the IFSC Code ESMF0001179 of Esaf Small Finance Bank Limited for its branch located in Delhi, within the district of North West Delhi in the state of Delhi.

Particulars Details
Bank Esaf Small Finance Bank Limited
IFSC Code ESMF0001179
Branch New Delhi -Rohini
City Delhi
District North West Delhi
State Delhi
Address No15,Block And Pocket F 26,Sector 7,Rohini,Delhi

These details are important not only for users using online banking but also for businesses and individuals who use Esaf Small Finance Bank Limited in Delhi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ESMF0001179 for the New Delhi -Rohini branch of Esaf Small Finance Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Esaf Small Finance Bank Limited located in New Delhi -Rohini, Delhi, Delhi, is provided a unique IFSC like ESMF0001179 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Esaf Small Finance Bank Limited branch in Delhi.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Delhi and North West Delhi.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Delhi and the rest of India, the IFSC Code ensures that transactions meant for Esaf Small Finance Bank Limited in New Delhi -Rohini do not get misguided to another person.

Format of the IFSC Code ESMF0001179

This is the format of the IFSC Code for banks, including Esaf Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Esaf Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as New Delhi -Rohini in Delhi.

For example, the IFSC Code ESMF0001179 of Esaf Small Finance Bank Limited for the New Delhi -Rohini branch includes these elements, identifying the bank and the branch location in Delhi and Delhi accurately.

How to Find IFSC Code for Esaf Small Finance Bank Limited?

If you are looking for the IFSC Code ESMF0001179 of Esaf Small Finance Bank Limited for its New Delhi -Rohini branch located in Delhi, the following methods can help:

Cheque Book

The cheque book that is issued by Esaf Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Esaf Small Finance Bank Limited branches in Delhi and North West Delhi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Esaf Small Finance Bank Limited and look for the branch locator section, then search for New Delhi -Rohini or Delhi to get the exact IFSC Code ESMF0001179.

Mobile Banking App

If you use Esaf Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Esaf Small Finance Bank Limited and Delhi, then it will provide you proper information.

How to Use IFSC Code ESMF0001179 for Online Transfers?

Once you have the IFSC Code ESMF0001179 for the New Delhi -Rohini branch of Esaf Small Finance Bank Limited in Delhi, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ESMF0001179. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Esaf Small Finance Bank Limited IFSC Code ESMF0001179.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Esaf Small Finance Bank Limited New Delhi -Rohini in Delhi may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Esaf Small Finance Bank Limited in New Delhi -Rohini, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Esaf Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Delhi to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Esaf Small Finance Bank Limited in New Delhi -Rohini, Delhi?

The IFSC Code is ESMF0001179.

Is the IFSC Code ESMF0001179 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Esaf Small Finance Bank Limited New Delhi -Rohini?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the New Delhi -Rohini branch?

The address of the branch is No15,Block And Pocket F 26,Sector 7,Rohini,Delhi located in Delhi, North West Delhi, Delhi.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.