Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Equitas Small Finance Bank Limited for its Kalda Corner Ayrangabad branch in W Maha, W Maha, Maharashtra, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Equitas Small Finance Bank Limited located in W Maha or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code ESFB0009136. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Equitas Small Finance Bank Limited, Kalda Corner Ayrangabad, W Maha
The table below shows the main details of the IFSC Code ESFB0009136 for the Equitas Small Finance Bank Limited branch in W Maha, which falls under the W Maha district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Equitas Small Finance Bank Limited |
| IFSC Code | ESFB0009136 |
| Branch | Kalda Corner Ayrangabad |
| City | W Maha |
| District | W Maha |
| State | Maharashtra |
| Address | Suyash Complex,02Nd Floor,Flat No.A-5,Plot No.4& 5,Cts No.15854/A/14& 15,Opp.City Motors,Kalda Corner,Aurangabad 431001 |
These details are essential not only for online banking users but also for businesses and individuals who use Equitas Small Finance Bank Limited in W Maha for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ESFB0009136 for the Kalda Corner Ayrangabad branch of Equitas Small Finance Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Equitas Small Finance Bank Limited located in Kalda Corner Ayrangabad, W Maha, Maharashtra, are given a unique IFSC like ESFB0009136 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in W Maha.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like W Maha and W Maha.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Equitas Small Finance Bank Limited in Kalda Corner Ayrangabad goes to the correct branch. This is important because Equitas Small Finance Bank Limited has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code ESFB0009136
This is the format of the IFSC Code for banks, including Equitas Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Equitas Small Finance Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kalda Corner Ayrangabad in W Maha.
For example, the IFSC Code ESFB0009136 of Equitas Small Finance Bank Limited for the Kalda Corner Ayrangabad branch includes these elements, identifying the bank and the branch location in W Maha and Maharashtra accurately.
How to Find IFSC Code for Equitas Small Finance Bank Limited?
To find the IFSC Code ESFB0009136 of Equitas Small Finance Bank Limited for its Kalda Corner Ayrangabad branch located in W Maha, the following methods can help you out:
Cheque Book
The cheque book issued by Equitas Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Equitas Small Finance Bank Limited branches in W Maha and W Maha, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Equitas Small Finance Bank Limited and go to the branch locator section. Then search for Kalda Corner Ayrangabad or W Maha to find the exact IFSC Code ESFB0009136.
Mobile Banking App
If you use Equitas Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Equitas Small Finance Bank Limited and W Maha will provide accurate information.
How to Use IFSC Code ESFB0009136 for Online Transfers?
If you have the IFSC Code ESFB0009136 for the Kalda Corner Ayrangabad branch of Equitas Small Finance Bank Limited in W Maha, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ESFB0009136. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Equitas Small Finance Bank Limited IFSC Code ESFB0009136.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Equitas Small Finance Bank Limited Kalda Corner Ayrangabad in W Maha, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Equitas Small Finance Bank Limited in Kalda Corner Ayrangabad, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Equitas Small Finance Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in W Maha to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is ESFB0009136.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Suyash Complex,02Nd Floor,Flat No.A-5,Plot No.4& 5,Cts No.15854/A/14& 15,Opp.City Motors,Kalda Corner,Aurangabad 431001 located in W Maha, W Maha, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.