There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Equitas Small Finance Bank Limited for its Keelaohai branch in Tiruvarur, Tiruvarur, Tamil Nadu, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Equitas Small Finance Bank Limited situated in Tiruvarur or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code ESFB0001157. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Equitas Small Finance Bank Limited, Keelaohai, Tiruvarur
Below in the table are the key details related to IFSC Code ESFB0001157 of Equitas Small Finance Bank Limited for its branch located in Tiruvarur, within the district of Tiruvarur in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Equitas Small Finance Bank Limited |
| IFSC Code | ESFB0001157 |
| Branch | Keelaohai |
| City | Tiruvarur |
| District | Tiruvarur |
| State | Tamil Nadu |
| Address | .O.90&Keelaohaikoradhacheril.Froadputhukadai-Araurvillagekudavaaltkthiruvarurt-660 |
These details helps users in online banking and for businesses and individuals who use Equitas Small Finance Bank Limited in Tiruvarur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ESFB0001157 for the Keelaohai branch of Equitas Small Finance Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ESFB0001157 is given to every bank branch, including Equitas Small Finance Bank Limited located in Keelaohai, Tiruvarur, Tamil Nadu, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Equitas Small Finance Bank Limited branch in Tiruvarur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Tiruvarur and Tiruvarur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Equitas Small Finance Bank Limited in Keelaohai doesn't end up at another location.
Format of the IFSC Code ESFB0001157
The format of the IFSC Code for banks, including Equitas Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Equitas Small Finance Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Keelaohai in Tiruvarur.
For example, the IFSC Code ESFB0001157 of Equitas Small Finance Bank Limited for the Keelaohai branch includes these elements, identifying the bank and the branch location in Tiruvarur and Tamil Nadu accurately.
How to Find IFSC Code for Equitas Small Finance Bank Limited?
If you are trying to find the IFSC Code ESFB0001157 of Equitas Small Finance Bank Limited for its Keelaohai branch located in Tiruvarur, the following methods can help:
Cheque Book
The cheque books that are issued by Equitas Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Equitas Small Finance Bank Limited branches in Tiruvarur and Tiruvarur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Equitas Small Finance Bank Limited and find the branch locator section. Search for Keelaohai or Tiruvarur to get the exact IFSC Code ESFB0001157.
Mobile Banking App
If you use Equitas Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Equitas Small Finance Bank Limited and Tiruvarur that will provide accurate information.
How to Use IFSC Code ESFB0001157 for Online Transfers?
Once you have the IFSC Code ESFB0001157 for the Keelaohai branch of Equitas Small Finance Bank Limited in Tiruvarur, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ESFB0001157. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Equitas Small Finance Bank Limited IFSC Code ESFB0001157.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Equitas Small Finance Bank Limited Keelaohai in Tiruvarur may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Equitas Small Finance Bank Limited in Keelaohai, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Equitas Small Finance Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Tiruvarur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Keelaohai Tiruvarur branch is ESFB0001157.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at .O.90&Keelaohaikoradhacheril.Froadputhukadai-Araurvillagekudavaaltkthiruvarurt-660.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.