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IFSC Code of Equitas Small Finance Bank Limited, Renderipet, Thiruvannamalai, Tamil Nadu — ESFB0001144

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Equitas Small Finance Bank Limited for its Renderipet branch in Thiruvannamalai, Thiruvannamalai, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Equitas Small Finance Bank Limited located in Thiruvannamalai or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code ESFB0001144. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Equitas Small Finance Bank Limited, Renderipet, Thiruvannamalai

Below in the table are the key details related to IFSC Code ESFB0001144 of Equitas Small Finance Bank Limited for its branch located in Thiruvannamalai, within the district of Thiruvannamalai in the state of Tamil Nadu.

Particulars Details
Bank Equitas Small Finance Bank Limited
IFSC Code ESFB0001144
Branch Renderipet
City Thiruvannamalai
District Thiruvannamalai
State Tamil Nadu
Address No 270,First Floor,C.C.Road,Renderipet Village,Polur Taluk,Thiruvannamalai District

These details help users in online banking and for businesses and individuals who use Equitas Small Finance Bank Limited in Thiruvannamalai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ESFB0001144 for the Renderipet branch of Equitas Small Finance Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Equitas Small Finance Bank Limited located in Renderipet, Thiruvannamalai, Tamil Nadu, is provided with a unique IFSC like ESFB0001144 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Equitas Small Finance Bank Limited branch in Thiruvannamalai.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Thiruvannamalai and Thiruvannamalai.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Equitas Small Finance Bank Limited in Renderipet do not get mixed with another location.

Format of the IFSC Code ESFB0001144

The format of the IFSC Code for banks, including Equitas Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Equitas Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Renderipet in Thiruvannamalai.

For example, the IFSC Code ESFB0001144 of Equitas Small Finance Bank Limited for the Renderipet branch includes these elements, identifying the bank and the branch location in Thiruvannamalai and Tamil Nadu accurately.

How to Find IFSC Code for Equitas Small Finance Bank Limited?

If you are looking for the IFSC Code ESFB0001144 of Equitas Small Finance Bank Limited for its Renderipet branch located in Thiruvannamalai, the following methods can help:

Cheque Book

The cheque book that is issued by Equitas Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Equitas Small Finance Bank Limited branches in Thiruvannamalai and Thiruvannamalai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Equitas Small Finance Bank Limited and look for the branch locator section, then search for Renderipet or Thiruvannamalai to get the exact IFSC Code ESFB0001144.

Mobile Banking App

If you use Equitas Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Equitas Small Finance Bank Limited and Thiruvannamalai, then it will provide you proper information.

How to Use IFSC Code ESFB0001144 for Online Transfers?

Once you have the IFSC Code ESFB0001144 for the Renderipet branch of Equitas Small Finance Bank Limited in Thiruvannamalai, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ESFB0001144. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Equitas Small Finance Bank Limited IFSC Code ESFB0001144.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Equitas Small Finance Bank Limited Renderipet in Thiruvannamalai may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Equitas Small Finance Bank Limited in Renderipet, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Equitas Small Finance Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Thiruvannamalai manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Equitas Small Finance Bank Limited in Renderipet, Thiruvannamalai?

The IFSC Code is ESFB0001144.

Is the IFSC Code ESFB0001144 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Equitas Small Finance Bank Limited Renderipet?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Renderipet branch?

The address of the branch is No 270,First Floor,C.C.Road,Renderipet Village,Polur Taluk,Thiruvannamalai District located in Thiruvannamalai, Thiruvannamalai, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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