Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Equitas Small Finance Bank Limited for its Gopalwadi Road, Daund Branch branch in Pune, Pune, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Equitas Small Finance Bank Limited located in Pune or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code ESFB0009090. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Equitas Small Finance Bank Limited, Gopalwadi Road, Daund Branch, Pune
Here are the main details that are associated with the IFSC Code ESFB0009090 of Equitas Small Finance Bank Limited for its branch located in Pune, within the district of Pune in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Equitas Small Finance Bank Limited |
| IFSC Code | ESFB0009090 |
| Branch | Gopalwadi Road, Daund Branch |
| City | Pune |
| District | Pune |
| State | Maharashtra |
| Address | Shree Sankalp Niwas,Mahesh Society,Gopalwadi Road,Opp.Bhor Hospital,Daund,Tal.Daund Dist.Pune - 413801 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Equitas Small Finance Bank Limited in Pune for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ESFB0009090 for the Gopalwadi Road, Daund Branch branch of Equitas Small Finance Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ESFB0009090 is given to every bank branch, including Equitas Small Finance Bank Limited located in Gopalwadi Road, Daund Branch, Pune, Maharashtra, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Equitas Small Finance Bank Limited branch in Pune.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Pune and Pune.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Equitas Small Finance Bank Limited in Gopalwadi Road, Daund Branch doesn't end up at another location.
Format of the IFSC Code ESFB0009090
This is the format of the IFSC Code for banks, including Equitas Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Equitas Small Finance Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Gopalwadi Road, Daund Branch in Pune.
For example, the IFSC Code ESFB0009090 of Equitas Small Finance Bank Limited for the Gopalwadi Road, Daund Branch branch includes these elements, identifying the bank and the branch location in Pune and Maharashtra accurately.
How to Find IFSC Code for Equitas Small Finance Bank Limited?
If you are trying to find the IFSC Code ESFB0009090 of Equitas Small Finance Bank Limited for its Gopalwadi Road, Daund Branch branch located in Pune, the following methods can help:
Cheque Book
The cheque books that are issued by Equitas Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Equitas Small Finance Bank Limited branches in Pune and Pune, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Equitas Small Finance Bank Limited and find the branch locator section. Search for Gopalwadi Road, Daund Branch or Pune to get the exact IFSC Code ESFB0009090.
Mobile Banking App
If you use Equitas Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Equitas Small Finance Bank Limited and Pune that will provide accurate information.
How to Use IFSC Code ESFB0009090 for Online Transfers?
Once you have the IFSC Code ESFB0009090 for the Gopalwadi Road, Daund Branch branch of Equitas Small Finance Bank Limited in Pune, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ESFB0009090. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Equitas Small Finance Bank Limited IFSC Code ESFB0009090.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Equitas Small Finance Bank Limited Gopalwadi Road, Daund Branch in Pune, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Equitas Small Finance Bank Limited in Gopalwadi Road, Daund Branch, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Equitas Small Finance Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Pune manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is ESFB0009090.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Shree Sankalp Niwas,Mahesh Society,Gopalwadi Road,Opp.Bhor Hospital,Daund,Tal.Daund Dist.Pune - 413801 located in Pune, Pune, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.