The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Equitas Small Finance Bank Limited for its Perambalur branch in Perumbalur, Perumbalur, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Equitas Small Finance Bank Limited located in Perumbalur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code ESFB0001062. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Equitas Small Finance Bank Limited, Perambalur, Perumbalur

The table below shows the main details of the IFSC Code ESFB0001062 for the Equitas Small Finance Bank Limited branch in Perumbalur, which falls under the Perumbalur district in Tamil Nadu.

Particulars Details
Bank Equitas Small Finance Bank Limited
IFSC Code ESFB0001062
Branch Perambalur
City Perumbalur
District Perumbalur
State Tamil Nadu
Address Sugam Dental Clinic,Plot No 14,Venkatesa Puram,Trichy Main Road,Perambalur - 621212

These details help users in online banking and for businesses and individuals who use Equitas Small Finance Bank Limited in Perumbalur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ESFB0001062 for the Perambalur branch of Equitas Small Finance Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Equitas Small Finance Bank Limited located in Perambalur, Perumbalur, Tamil Nadu, is provided a unique IFSC like ESFB0001062 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Equitas Small Finance Bank Limited branch in Perumbalur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Perumbalur and Perumbalur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Equitas Small Finance Bank Limited in Perambalur do not get misguided to another person.

Format of the IFSC Code ESFB0001062

The format of the IFSC Code for banks, including Equitas Small Finance Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Equitas Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Perambalur in Perumbalur.

For example, the IFSC Code ESFB0001062 of Equitas Small Finance Bank Limited for the Perambalur branch includes these elements, identifying the bank and the branch location in Perumbalur and Tamil Nadu correctly.

How to Find IFSC Code for Equitas Small Finance Bank Limited?

If you are looking for the IFSC Code ESFB0001062 of Equitas Small Finance Bank Limited for its Perambalur branch located in Perumbalur, the following methods can help:

Cheque Book

The cheque book that is issued by Equitas Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Equitas Small Finance Bank Limited branches in Perumbalur and Perumbalur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Equitas Small Finance Bank Limited and look for the branch locator section, then search for Perambalur or Perumbalur to get the exact IFSC Code ESFB0001062.

Mobile Banking App

If you use Equitas Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Equitas Small Finance Bank Limited and Perumbalur, then it will provide you proper information.

How to Use IFSC Code ESFB0001062 for Online Transfers?

Once you have the IFSC Code ESFB0001062 for the Perambalur branch of Equitas Small Finance Bank Limited in Perumbalur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ESFB0001062. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Equitas Small Finance Bank Limited IFSC Code ESFB0001062.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Equitas Small Finance Bank Limited Perambalur in Perumbalur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Equitas Small Finance Bank Limited in Perambalur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Equitas Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Perumbalur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Equitas Small Finance Bank Limited in Perambalur, Perumbalur?

The IFSC Code is ESFB0001062.

Is the IFSC Code ESFB0001062 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Equitas Small Finance Bank Limited Perambalur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Perambalur branch?

The address of the branch is Sugam Dental Clinic,Plot No 14,Venkatesa Puram,Trichy Main Road,Perambalur - 621212 located in Perumbalur, Perumbalur, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.