The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Equitas Small Finance Bank Limited for its Godhra branch in Panch Mahals, Panch Mahals, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Equitas Small Finance Bank Limited located in Panch Mahals or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code ESFB0007041. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Equitas Small Finance Bank Limited, Godhra, Panch Mahals
Below in the table are the key details related to IFSC Code ESFB0007041 of Equitas Small Finance Bank Limited for its branch located in Panch Mahals, within the district of Panch Mahals in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Equitas Small Finance Bank Limited |
| IFSC Code | ESFB0007041 |
| Branch | Godhra |
| City | Panch Mahals |
| District | Panch Mahals |
| State | Gujarat |
| Address | Shop No.2,1St Floor,Jalaram Weight Bridge,Opp Swaminarayan Temple,Dahod Road,Godhra-389001 |
These details are important not only for users using online banking but also for businesses and individuals who use Equitas Small Finance Bank Limited in Panch Mahals for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ESFB0007041 for the Godhra branch of Equitas Small Finance Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Equitas Small Finance Bank Limited located in Godhra, Panch Mahals, Gujarat, are given a unique IFSC like ESFB0007041 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Panch Mahals.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Panch Mahals and Panch Mahals.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Equitas Small Finance Bank Limited in Godhra goes to the correct branch. This is important because Equitas Small Finance Bank Limited has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code ESFB0007041
This is the format of the IFSC Code for banks, including Equitas Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Equitas Small Finance Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Godhra in Panch Mahals.
For example, the IFSC Code ESFB0007041 of Equitas Small Finance Bank Limited for the Godhra branch includes these elements, identifying the bank and the branch location in Panch Mahals and Gujarat accurately.
How to Find IFSC Code for Equitas Small Finance Bank Limited?
If you are trying to find the IFSC Code ESFB0007041 of Equitas Small Finance Bank Limited for its Godhra branch located in Panch Mahals, the following methods can help:
Cheque Book
The cheque book issued by Equitas Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Equitas Small Finance Bank Limited branches in Panch Mahals and Panch Mahals, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Equitas Small Finance Bank Limited and navigate to the branch locator section. Search for Godhra or Panch Mahals to get the exact IFSC Code ESFB0007041.
Mobile Banking App
If you use Equitas Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Equitas Small Finance Bank Limited and Panch Mahals, you'll get the correct details.
How to Use IFSC Code ESFB0007041 for Online Transfers?
Once you have the IFSC Code ESFB0007041 for the Godhra branch of Equitas Small Finance Bank Limited in Panch Mahals, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ESFB0007041. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Equitas Small Finance Bank Limited IFSC Code ESFB0007041.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Equitas Small Finance Bank Limited Godhra in Panch Mahals, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Equitas Small Finance Bank Limited in Godhra, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Equitas Small Finance Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Panch Mahals to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is ESFB0007041.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Shop No.2,1St Floor,Jalaram Weight Bridge,Opp Swaminarayan Temple,Dahod Road,Godhra-389001 located in Panch Mahals, Panch Mahals, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.