Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Equitas Small Finance Bank Limited for its Manmad branch in Nashik, Nashik, Maharashtra, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Equitas Small Finance Bank Limited located in Nashik or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code ESFB0009019. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Equitas Small Finance Bank Limited, Manmad, Nashik
Below in the table are the key details related to IFSC Code ESFB0009019 of Equitas Small Finance Bank Limited for its branch located in Nashik, within the district of Nashik in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Equitas Small Finance Bank Limited |
| IFSC Code | ESFB0009019 |
| Branch | Manmad |
| City | Nashik |
| District | Nashik |
| State | Maharashtra |
| Address | 947,Firstfloor,Suranasankul,Nearindianhighschool,Opp.Railwaystation,Manmad,Nashik-423104 |
These details are important not only for users using online banking but also for businesses and individuals who use Equitas Small Finance Bank Limited in Nashik for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ESFB0009019 for the Manmad branch of Equitas Small Finance Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Equitas Small Finance Bank Limited located in Manmad, Nashik, Maharashtra, are allotted a unique IFSC like ESFB0009019 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Nashik.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Nashik and Nashik.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Equitas Small Finance Bank Limited in Manmad reaches the right place, even though there are thousands of branches in Maharashtra and across India.
Format of the IFSC Code ESFB0009019
The format of the IFSC Code for banks, including Equitas Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Equitas Small Finance Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Manmad in Nashik.
For example, the IFSC Code ESFB0009019 of Equitas Small Finance Bank Limited for the Manmad branch includes these elements, identifying the bank and the branch location in Nashik and Maharashtra accurately.
How to Find IFSC Code for Equitas Small Finance Bank Limited?
If you are trying to find the IFSC Code ESFB0009019 of Equitas Small Finance Bank Limited for its Manmad branch located in Nashik, the following methods can help:
Cheque Book
The cheque books that are issued by Equitas Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Equitas Small Finance Bank Limited branches in Nashik and Nashik, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Equitas Small Finance Bank Limited and find the branch locator section. Search for Manmad or Nashik to get the exact IFSC Code ESFB0009019.
Mobile Banking App
If you use Equitas Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Equitas Small Finance Bank Limited and Nashik that will provide accurate information.
How to Use IFSC Code ESFB0009019 for Online Transfers?
Once you have the IFSC Code ESFB0009019 for the Manmad branch of Equitas Small Finance Bank Limited in Nashik, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ESFB0009019. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Equitas Small Finance Bank Limited IFSC Code ESFB0009019.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Equitas Small Finance Bank Limited Manmad in Nashik, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Equitas Small Finance Bank Limited in Manmad, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Equitas Small Finance Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Nashik manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is ESFB0009019.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 947,Firstfloor,Suranasankul,Nearindianhighschool,Opp.Railwaystation,Manmad,Nashik-423104 located in Nashik, Nashik, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.