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IFSC Code of Equitas Small Finance Bank Limited, Jodhpur, Jodhpur, Rajasthan — ESFB0016014

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Equitas Small Finance Bank Limited for its Jodhpur branch in Jodhpur, Jodhpur, Rajasthan, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Equitas Small Finance Bank Limited located in Jodhpur or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code ESFB0016014. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Equitas Small Finance Bank Limited, Jodhpur, Jodhpur

The table below shows the main details of the IFSC Code ESFB0016014 for the Equitas Small Finance Bank Limited branch in Jodhpur, which falls under the Jodhpur district in Rajasthan.

Particulars Details
Bank Equitas Small Finance Bank Limited
IFSC Code ESFB0016014
Branch Jodhpur
City Jodhpur
District Jodhpur
State Rajasthan
Address Plot No.-87/B/1, Situated At Bombay Motors Circle, Chopasani Road, Jodhpur, Rajasthan

These details are crucial, not just for online banking users but also for businesses and individuals who use Equitas Small Finance Bank Limited in Jodhpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ESFB0016014 for the Jodhpur branch of Equitas Small Finance Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Equitas Small Finance Bank Limited located in Jodhpur, Jodhpur, Rajasthan, are allotted a unique IFSC like ESFB0016014 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Jodhpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Jodhpur and Jodhpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Equitas Small Finance Bank Limited in Jodhpur reaches the right place, even though there are thousands of branches in Rajasthan and across India.

Format of the IFSC Code ESFB0016014

The format of the IFSC Code for banks, including Equitas Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Equitas Small Finance Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Jodhpur in Jodhpur.

For example, the IFSC Code ESFB0016014 of Equitas Small Finance Bank Limited for the Jodhpur branch has these elements, identifying the bank and the branch location in Jodhpur and Rajasthan correctly.

How to Find IFSC Code for Equitas Small Finance Bank Limited?

If you are trying to find the IFSC Code ESFB0016014 of Equitas Small Finance Bank Limited for its Jodhpur branch located in Jodhpur, the following methods can help:

Cheque Book

The cheque book issued by Equitas Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Equitas Small Finance Bank Limited branches in Jodhpur and Jodhpur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Equitas Small Finance Bank Limited and navigate to the branch locator section. Search for Jodhpur or Jodhpur to get the exact IFSC Code ESFB0016014.

Mobile Banking App

If you use Equitas Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Equitas Small Finance Bank Limited and Jodhpur, you'll get the correct details.

How to Use IFSC Code ESFB0016014 for Online Transfers?

Once you have the IFSC Code ESFB0016014 for the Jodhpur branch of Equitas Small Finance Bank Limited in Jodhpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ESFB0016014. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Equitas Small Finance Bank Limited IFSC Code ESFB0016014.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Equitas Small Finance Bank Limited Jodhpur in Jodhpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Equitas Small Finance Bank Limited in Jodhpur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Equitas Small Finance Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Jodhpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Equitas Small Finance Bank Limited in Jodhpur, Jodhpur?

The IFSC Code is ESFB0016014.

Is the IFSC Code ESFB0016014 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Equitas Small Finance Bank Limited Jodhpur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Jodhpur branch?

The address of the branch is Plot No.-87/B/1, Situated At Bombay Motors Circle, Chopasani Road, Jodhpur, Rajasthan located in Jodhpur, Jodhpur, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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