Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Equitas Small Finance Bank Limited for its Civil Road-Rohtak branch in Haryana, Haryana, or Haryana, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Equitas Small Finance Bank Limited located in Haryana or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code ESFB0011021. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Equitas Small Finance Bank Limited, Civil Road-Rohtak, Haryana
Below in the table are the key details related to IFSC Code ESFB0011021 of Equitas Small Finance Bank Limited for its branch located in Haryana, within the district of Haryana in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | Equitas Small Finance Bank Limited |
| IFSC Code | ESFB0011021 |
| Branch | Civil Road-Rohtak |
| City | Haryana |
| District | Haryana |
| State | Haryana |
| Address | 1St Floor, Anand Plaza, Civil Road, Rohtak 124001 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Equitas Small Finance Bank Limited in Haryana for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ESFB0011021 for the Civil Road-Rohtak branch of Equitas Small Finance Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Equitas Small Finance Bank Limited located in Civil Road-Rohtak, Haryana, Haryana, is provided with a unique IFSC like ESFB0011021 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Equitas Small Finance Bank Limited branch in Haryana.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Haryana and Haryana.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Haryana and the rest of India and the IFSC Code ensures that transactions meant for Equitas Small Finance Bank Limited in Civil Road-Rohtak do not get mixed with another location.
Format of the IFSC Code ESFB0011021
The format of the IFSC Code for banks, including Equitas Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Equitas Small Finance Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Civil Road-Rohtak in Haryana.
For example, the IFSC Code ESFB0011021 of Equitas Small Finance Bank Limited for the Civil Road-Rohtak branch includes these elements, identifying the bank and the branch location in Haryana and Haryana accurately.
How to Find IFSC Code for Equitas Small Finance Bank Limited?
If you are trying to find the IFSC Code ESFB0011021 of Equitas Small Finance Bank Limited for its Civil Road-Rohtak branch located in Haryana, the following methods can help:
Cheque Book
The cheque book issued by Equitas Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Equitas Small Finance Bank Limited branches in Haryana and Haryana, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Equitas Small Finance Bank Limited and navigate to the branch locator section. Search for Civil Road-Rohtak or Haryana to get the exact IFSC Code ESFB0011021.
Mobile Banking App
If you use Equitas Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Equitas Small Finance Bank Limited and Haryana, you'll get the correct details.
How to Use IFSC Code ESFB0011021 for Online Transfers?
Once you have the IFSC Code ESFB0011021 for the Civil Road-Rohtak branch of Equitas Small Finance Bank Limited in Haryana, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code ESFB0011021. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Equitas Small Finance Bank Limited IFSC Code ESFB0011021.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Equitas Small Finance Bank Limited Civil Road-Rohtak in Haryana, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Equitas Small Finance Bank Limited in Civil Road-Rohtak, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Equitas Small Finance Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Haryana manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is ESFB0011021.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 1St Floor, Anand Plaza, Civil Road, Rohtak 124001 located in Haryana, Haryana, Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.