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IFSC Code of Equitas Small Finance Bank Limited, Suramya Society, Gujarat, Gujarat — ESFB0007058

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Equitas Small Finance Bank Limited for its Suramya Society branch in Gujarat, Gujarat, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Equitas Small Finance Bank Limited situated in Gujarat or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code ESFB0007058. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Equitas Small Finance Bank Limited, Suramya Society, Gujarat

Here are some of the key details that come with the IFSC Code ESFB0007058 of Equitas Small Finance Bank Limited for its branch located in Gujarat, within the district of Gujarat in the state of Gujarat.

Particulars Details
Bank Equitas Small Finance Bank Limited
IFSC Code ESFB0007058
Branch Suramya Society
City Gujarat
District Gujarat
State Gujarat
Address Plot No 30& 31,Second Floor,Jaydev Complex,Opp.To Pashabhai Petrol Pump,Mesana-384002

These details are crucial, not just for online banking users but also for businesses and individuals who use Equitas Small Finance Bank Limited in Gujarat for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ESFB0007058 for the Suramya Society branch of Equitas Small Finance Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Equitas Small Finance Bank Limited located in Suramya Society, Gujarat, Gujarat, is provided a unique IFSC like ESFB0007058 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Equitas Small Finance Bank Limited branch in Gujarat.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Gujarat and Gujarat.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Equitas Small Finance Bank Limited in Suramya Society do not get misguided to another person.

Format of the IFSC Code ESFB0007058

The format of the IFSC Code for banks, including Equitas Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Equitas Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Suramya Society in Gujarat.

For example, the IFSC Code ESFB0007058 of Equitas Small Finance Bank Limited for the Suramya Society branch includes these elements, identifying the bank and the branch location in Gujarat and Gujarat accurately.

How to Find IFSC Code for Equitas Small Finance Bank Limited?

If you are looking for the IFSC Code ESFB0007058 of Equitas Small Finance Bank Limited for its Suramya Society branch located in Gujarat, the following methods can help:

Cheque Book

The cheque book that is issued by Equitas Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Equitas Small Finance Bank Limited branches in Gujarat and Gujarat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Equitas Small Finance Bank Limited and look for the branch locator section, then search for Suramya Society or Gujarat to get the exact IFSC Code ESFB0007058.

Mobile Banking App

If you use Equitas Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Equitas Small Finance Bank Limited and Gujarat, then it will provide you proper information.

How to Use IFSC Code ESFB0007058 for Online Transfers?

Once you have the IFSC Code ESFB0007058 for the Suramya Society branch of Equitas Small Finance Bank Limited in Gujarat, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ESFB0007058. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Equitas Small Finance Bank Limited IFSC Code ESFB0007058.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Equitas Small Finance Bank Limited Suramya Society in Gujarat may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Equitas Small Finance Bank Limited in Suramya Society, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Equitas Small Finance Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Gujarat manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Equitas Small Finance Bank Limited in Suramya Society, Gujarat?

The IFSC Code is ESFB0007058.

Is the IFSC Code ESFB0007058 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Equitas Small Finance Bank Limited Suramya Society?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Suramya Society branch?

The address of the branch is Plot No 30& 31,Second Floor,Jaydev Complex,Opp.To Pashabhai Petrol Pump,Mesana-384002 located in Gujarat, Gujarat, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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