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IFSC Code of Equitas Small Finance Bank Limited, Sivanandhapuram Coimbatore, Coimbatore, Tamil Nadu — ESFB0001228

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Equitas Small Finance Bank Limited for its Sivanandhapuram Coimbatore branch in Coimbatore, Coimbatore, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Equitas Small Finance Bank Limited located in Coimbatore or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code ESFB0001228. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Equitas Small Finance Bank Limited, Sivanandhapuram Coimbatore, Coimbatore

Here are the key points that are associated with the IFSC Code ESFB0001228 of Equitas Small Finance Bank Limited for its branch located in Coimbatore, within the district of Coimbatore in the state of Tamil Nadu.

Particulars Details
Bank Equitas Small Finance Bank Limited
IFSC Code ESFB0001228
Branch Sivanandhapuram Coimbatore
City Coimbatore
District Coimbatore
State Tamil Nadu
Address 306 C1,Sathy Main Rd,Sivanandhapuram,Coimbatore-641035

These details are crucial, not just for online banking users but also for businesses and individuals who use Equitas Small Finance Bank Limited in Coimbatore for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ESFB0001228 for the Sivanandhapuram Coimbatore branch of Equitas Small Finance Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Equitas Small Finance Bank Limited located in Sivanandhapuram Coimbatore, Coimbatore, Tamil Nadu, is provided a unique IFSC like ESFB0001228 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Equitas Small Finance Bank Limited branch in Coimbatore.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Coimbatore and Coimbatore.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Equitas Small Finance Bank Limited in Sivanandhapuram Coimbatore do not get misguided to another person.

Format of the IFSC Code ESFB0001228

The format of the IFSC Code for banks, including Equitas Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Equitas Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sivanandhapuram Coimbatore in Coimbatore.

For example, the IFSC Code ESFB0001228 of Equitas Small Finance Bank Limited for the Sivanandhapuram Coimbatore branch includes these elements, identifying the bank and the branch location in Coimbatore and Tamil Nadu accurately.

How to Find IFSC Code for Equitas Small Finance Bank Limited?

If you are trying to find the IFSC Code ESFB0001228 of Equitas Small Finance Bank Limited for its Sivanandhapuram Coimbatore branch located in Coimbatore, the following methods can help:

Cheque Book

The cheque books that are issued by Equitas Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Equitas Small Finance Bank Limited branches in Coimbatore and Coimbatore, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Equitas Small Finance Bank Limited and find the branch locator section. Search for Sivanandhapuram Coimbatore or Coimbatore to get the exact IFSC Code ESFB0001228.

Mobile Banking App

If you use Equitas Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Equitas Small Finance Bank Limited and Coimbatore that will provide accurate information.

How to Use IFSC Code ESFB0001228 for Online Transfers?

If you have the IFSC Code ESFB0001228 for the Sivanandhapuram Coimbatore branch of Equitas Small Finance Bank Limited in Coimbatore, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ESFB0001228. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Equitas Small Finance Bank Limited IFSC Code ESFB0001228.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Equitas Small Finance Bank Limited Sivanandhapuram Coimbatore in Coimbatore, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Equitas Small Finance Bank Limited in Sivanandhapuram Coimbatore, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Equitas Small Finance Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Coimbatore manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Equitas Small Finance Bank Limited in Sivanandhapuram Coimbatore, Coimbatore?

The IFSC Code is ESFB0001228.

Is the IFSC Code ESFB0001228 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Equitas Small Finance Bank Limited Sivanandhapuram Coimbatore?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sivanandhapuram Coimbatore branch?

The address of the branch is 306 C1,Sathy Main Rd,Sivanandhapuram,Coimbatore-641035 located in Coimbatore, Coimbatore, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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