Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Equitas Small Finance Bank Limited for its Bareilly - A branch in Bareilly, Bareilly, Uttar Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Equitas Small Finance Bank Limited located in Bareilly or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code ESFB0017011. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Equitas Small Finance Bank Limited, Bareilly - A, Bareilly
The table below shows the main details of the IFSC Code ESFB0017011 for the Equitas Small Finance Bank Limited branch in Bareilly, which falls under the Bareilly district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Equitas Small Finance Bank Limited |
| IFSC Code | ESFB0017011 |
| Branch | Bareilly - A |
| City | Bareilly |
| District | Bareilly |
| State | Uttar Pradesh |
| Address | 3Rd Floor,R.S Towers,165,Civil Lines Station Road,Bareilly - 243001 |
These details are important not only for users using online banking but also for businesses and individuals who use Equitas Small Finance Bank Limited in Bareilly for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code ESFB0017011 for the Bareilly - A branch of Equitas Small Finance Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like ESFB0017011 is given to every bank branch, including Equitas Small Finance Bank Limited located in Bareilly - A, Bareilly, Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Equitas Small Finance Bank Limited branch in Bareilly.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Bareilly and Bareilly.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Equitas Small Finance Bank Limited in Bareilly - A doesn't end up at another location.
Format of the IFSC Code ESFB0017011
The format of the IFSC Code for banks, including Equitas Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Equitas Small Finance Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bareilly - A in Bareilly.
For example, the IFSC Code ESFB0017011 of Equitas Small Finance Bank Limited for the Bareilly - A branch includes these elements, identifying the bank and the branch location in Bareilly and Uttar Pradesh accurately.
How to Find IFSC Code for Equitas Small Finance Bank Limited?
If you are trying to find the IFSC Code ESFB0017011 of Equitas Small Finance Bank Limited for its Bareilly - A branch located in Bareilly, the following methods can help:
Cheque Book
The cheque book issued by Equitas Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Equitas Small Finance Bank Limited branches in Bareilly and Bareilly, print them on the first page of your passbook.
Bank Website
Visit the official website of Equitas Small Finance Bank Limited and navigate to the branch locator section. Search for Bareilly - A or Bareilly to get the exact IFSC Code ESFB0017011.
Mobile Banking App
If you use Equitas Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Equitas Small Finance Bank Limited and Bareilly, you'll get the correct details.
How to Use IFSC Code ESFB0017011 for Online Transfers?
Once you have the IFSC Code ESFB0017011 for the Bareilly - A branch of Equitas Small Finance Bank Limited in Bareilly, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code ESFB0017011. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Equitas Small Finance Bank Limited IFSC Code ESFB0017011.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Equitas Small Finance Bank Limited Bareilly - A in Bareilly may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Equitas Small Finance Bank Limited in Bareilly - A, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Equitas Small Finance Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Bareilly manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Bareilly - A Bareilly branch is ESFB0017011.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at 3Rd Floor,R.S Towers,165,Civil Lines Station Road,Bareilly - 243001.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.