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IFSC Code of Equitas Small Finance Bank Limited, Lalavadar, Amreli, Gujarat — ESFB0007021

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Equitas Small Finance Bank Limited for its Lalavadar branch in Amreli, Amreli, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Equitas Small Finance Bank Limited located in Amreli or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code ESFB0007021. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Equitas Small Finance Bank Limited, Lalavadar, Amreli

The table below shows the main details of the IFSC Code ESFB0007021 for the Equitas Small Finance Bank Limited branch in Amreli, which falls under the Amreli district in Gujarat.

Particulars Details
Bank Equitas Small Finance Bank Limited
IFSC Code ESFB0007021
Branch Lalavadar
City Amreli
District Amreli
State Gujarat
Address Plot No. 19 And 20, Opp. Bus Stand, Lalavadar,District Amreli-365601.

These details helps users in online banking and for businesses and individuals who use Equitas Small Finance Bank Limited in Amreli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ESFB0007021 for the Lalavadar branch of Equitas Small Finance Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Equitas Small Finance Bank Limited located in Lalavadar, Amreli, Gujarat, is provided a unique IFSC like ESFB0007021 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Equitas Small Finance Bank Limited branch in Amreli.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Amreli and Amreli.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Equitas Small Finance Bank Limited in Lalavadar do not get misguided to another person.

Format of the IFSC Code ESFB0007021

The format of the IFSC Code for banks, including Equitas Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Equitas Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Lalavadar in Amreli.

For example, the IFSC Code ESFB0007021 of Equitas Small Finance Bank Limited for the Lalavadar branch includes these elements, identifying the bank and the branch location in Amreli and Gujarat accurately.

How to Find IFSC Code for Equitas Small Finance Bank Limited?

If you are trying to find the IFSC Code ESFB0007021 of Equitas Small Finance Bank Limited for its Lalavadar branch located in Amreli, the following methods can help:

Cheque Book

The cheque books that are issued by Equitas Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Equitas Small Finance Bank Limited branches in Amreli and Amreli, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Equitas Small Finance Bank Limited and find the branch locator section. Search for Lalavadar or Amreli to get the exact IFSC Code ESFB0007021.

Mobile Banking App

If you use Equitas Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Equitas Small Finance Bank Limited and Amreli that will provide accurate information.

How to Use IFSC Code ESFB0007021 for Online Transfers?

Once you have the IFSC Code ESFB0007021 for the Lalavadar branch of Equitas Small Finance Bank Limited in Amreli, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ESFB0007021. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Equitas Small Finance Bank Limited IFSC Code ESFB0007021.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Equitas Small Finance Bank Limited Lalavadar in Amreli, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Equitas Small Finance Bank Limited in Lalavadar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Equitas Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Amreli to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Equitas Small Finance Bank Limited in Lalavadar, Amreli?

The IFSC Code is ESFB0007021.

Is the IFSC Code ESFB0007021 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Equitas Small Finance Bank Limited Lalavadar?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Lalavadar branch?

The address of the branch is Plot No. 19 And 20, Opp. Bus Stand, Lalavadar,District Amreli-365601. located in Amreli, Amreli, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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