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IFSC Code of Equitas Small Finance Bank Limited, Pusad, Amaravati, Maharashtra — ESFB0009130

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Equitas Small Finance Bank Limited for its Pusad branch in Amaravati, Amaravati, Maharashtra, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Equitas Small Finance Bank Limited situated in Amaravati or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code ESFB0009130. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Equitas Small Finance Bank Limited, Pusad, Amaravati

Here are the key points that are associated with the IFSC Code ESFB0009130 of Equitas Small Finance Bank Limited for its branch located in Amaravati, within the district of Amaravati in the state of Maharashtra.

Particulars Details
Bank Equitas Small Finance Bank Limited
IFSC Code ESFB0009130
Branch Pusad
City Amaravati
District Amaravati
State Maharashtra
Address First Floor,Bhagya Nagar,Near Ramdevbaba Petrol Pump,Nagpur Road,Pusad,Tal,Pusad Dist,Yavatmal -445204

These details helps users in online banking and for businesses and individuals who use Equitas Small Finance Bank Limited in Amaravati for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ESFB0009130 for the Pusad branch of Equitas Small Finance Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Equitas Small Finance Bank Limited located in Pusad, Amaravati, Maharashtra, are given a unique IFSC like ESFB0009130 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Amaravati.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Amaravati and Amaravati.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Equitas Small Finance Bank Limited in Pusad goes to the correct branch. This is important because Equitas Small Finance Bank Limited has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code ESFB0009130

This is the format of the IFSC Code for banks, including Equitas Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Equitas Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Pusad in Amaravati.

For example, the IFSC Code ESFB0009130 of Equitas Small Finance Bank Limited for the Pusad branch includes these elements, identifying the bank and the branch location in Amaravati and Maharashtra accurately.

How to Find IFSC Code for Equitas Small Finance Bank Limited?

If you are trying to find the IFSC Code ESFB0009130 of Equitas Small Finance Bank Limited for its Pusad branch located in Amaravati, the following methods can help:

Cheque Book

The cheque book issued by Equitas Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Equitas Small Finance Bank Limited branches in Amaravati and Amaravati, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Equitas Small Finance Bank Limited and navigate to the branch locator section. Search for Pusad or Amaravati to get the exact IFSC Code ESFB0009130.

Mobile Banking App

If you use Equitas Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Equitas Small Finance Bank Limited and Amaravati, you'll get the correct details.

How to Use IFSC Code ESFB0009130 for Online Transfers?

Once you have the IFSC Code ESFB0009130 for the Pusad branch of Equitas Small Finance Bank Limited in Amaravati, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code ESFB0009130. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Equitas Small Finance Bank Limited IFSC Code ESFB0009130.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Equitas Small Finance Bank Limited Pusad in Amaravati, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Equitas Small Finance Bank Limited in Pusad, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Equitas Small Finance Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Amaravati manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Equitas Small Finance Bank Limited in Pusad, Amaravati?

The IFSC Code is ESFB0009130.

Is the IFSC Code ESFB0009130 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Equitas Small Finance Bank Limited Pusad?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Pusad branch?

The address of the branch is First Floor,Bhagya Nagar,Near Ramdevbaba Petrol Pump,Nagpur Road,Pusad,Tal,Pusad Dist,Yavatmal -445204 located in Amaravati, Amaravati, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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