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IFSC Code of Dmk Jaoli Bank, Caves Road, Mumbai, Mumbai — DMKJ0000004

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Dmk Jaoli Bank for its Caves Road branch in Mumbai, Mumbai, Mumbai, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Dmk Jaoli Bank located in Mumbai or anywhere in Mumbai can transfer funds instantly by using the correct IFSC Code DMKJ0000004. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Dmk Jaoli Bank, Caves Road, Mumbai

Below in the table are the key details related to IFSC Code DMKJ0000004 of Dmk Jaoli Bank for its branch located in Mumbai, within the district of Mumbai in the state of Mumbai.

Particulars Details
Bank Dmk Jaoli Bank
IFSC Code DMKJ0000004
Branch Caves Road
City Mumbai
District Mumbai
State Mumbai
Address 27,Interlink Ind Estate,Caves Road, Jogeshwari E ,Mumbai-400060

These details help users in online banking and for businesses and individuals who use Dmk Jaoli Bank in Mumbai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code DMKJ0000004 for the Caves Road branch of Dmk Jaoli Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Dmk Jaoli Bank located in Caves Road, Mumbai, Mumbai, is provided with a unique IFSC like DMKJ0000004 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Dmk Jaoli Bank branch in Mumbai.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Mumbai and Mumbai.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Mumbai and the rest of India and the IFSC Code ensures that transactions meant for Dmk Jaoli Bank in Caves Road do not get mixed with another location.

Format of the IFSC Code DMKJ0000004

The format of the IFSC Code for banks, including Dmk Jaoli Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Dmk Jaoli Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Caves Road in Mumbai.

For example, the IFSC Code DMKJ0000004 of Dmk Jaoli Bank for the Caves Road branch has these elements, identifying the bank and the branch location in Mumbai and Mumbai correctly.

How to Find IFSC Code for Dmk Jaoli Bank?

If you are looking for the IFSC Code DMKJ0000004 of Dmk Jaoli Bank for its Caves Road branch located in Mumbai, the following methods can help:

Cheque Book

The cheque book that is issued by Dmk Jaoli Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Dmk Jaoli Bank branches in Mumbai and Mumbai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Dmk Jaoli Bank and look for the branch locator section, then search for Caves Road or Mumbai to get the exact IFSC Code DMKJ0000004.

Mobile Banking App

If you use Dmk Jaoli Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Dmk Jaoli Bank and Mumbai, then it will provide you proper information.

How to Use IFSC Code DMKJ0000004 for Online Transfers?

Once you have the IFSC Code DMKJ0000004 for the Caves Road branch of Dmk Jaoli Bank in Mumbai, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code DMKJ0000004. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Dmk Jaoli Bank IFSC Code DMKJ0000004.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Dmk Jaoli Bank Caves Road in Mumbai may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Dmk Jaoli Bank in Caves Road, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Dmk Jaoli Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Mumbai manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Dmk Jaoli Bank in Caves Road, Mumbai?

The IFSC Code is DMKJ0000004.

Is the IFSC Code DMKJ0000004 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Dmk Jaoli Bank Caves Road?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Caves Road branch?

The address of the branch is 27,Interlink Ind Estate,Caves Road, Jogeshwari E ,Mumbai-400060 located in Mumbai, Mumbai, Mumbai.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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