Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Dhanalakshmi Bank for its Tirur branch in Tirur, Tirur, Kerala, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Dhanalakshmi Bank located in Tirur or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code DLXB0000132. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Dhanalakshmi Bank, Tirur, Tirur

Here are some of the key details that come with the IFSC Code DLXB0000132 of Dhanalakshmi Bank for its branch located in Tirur, within the district of Tirur in the state of Kerala.

Particulars Details
Bank Dhanalakshmi Bank
IFSC Code DLXB0000132
Branch Tirur
City Tirur
District Tirur
State Kerala
Address 1St Floor K M S Tower Thazhepalam Tirur

These details helps users in online banking and for businesses and individuals who use Dhanalakshmi Bank in Tirur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code DLXB0000132 for the Tirur branch of Dhanalakshmi Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like DLXB0000132 is given to every bank branch, including Dhanalakshmi Bank located in Tirur, Tirur, Kerala, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Dhanalakshmi Bank branch in Tirur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Tirur and Tirur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Dhanalakshmi Bank in Tirur doesn't end up at another location.

Format of the IFSC Code DLXB0000132

The format of the IFSC Code for banks, including Dhanalakshmi Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Dhanalakshmi Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tirur in Tirur.

For example, the IFSC Code DLXB0000132 of Dhanalakshmi Bank for the Tirur branch includes these elements, identifying the bank and the branch location in Tirur and Kerala accurately.

How to Find IFSC Code for Dhanalakshmi Bank?

If you are looking for the IFSC Code DLXB0000132 of Dhanalakshmi Bank for its Tirur branch located in Tirur, the following methods can help:

Cheque Book

The cheque book that is issued by Dhanalakshmi Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Dhanalakshmi Bank branches in Tirur and Tirur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Dhanalakshmi Bank and look for the branch locator section, then search for Tirur or Tirur to get the exact IFSC Code DLXB0000132.

Mobile Banking App

If you use Dhanalakshmi Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Dhanalakshmi Bank and Tirur, then it will provide you proper information.

How to Use IFSC Code DLXB0000132 for Online Transfers?

If you have the IFSC Code DLXB0000132 for the Tirur branch of Dhanalakshmi Bank in Tirur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code DLXB0000132. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Dhanalakshmi Bank IFSC Code DLXB0000132.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Dhanalakshmi Bank Tirur in Tirur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Dhanalakshmi Bank in Tirur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Dhanalakshmi Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Tirur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Dhanalakshmi Bank in Tirur, Tirur?

The IFSC Code is DLXB0000132.

Is the IFSC Code DLXB0000132 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Dhanalakshmi Bank Tirur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Tirur branch?

The address of the branch is 1St Floor K M S Tower Thazhepalam Tirur located in Tirur, Tirur, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.