The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Dhanalakshmi Bank for its Thazhakkara branch in Thazhakkara, Thazhakkara, Kerala, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Dhanalakshmi Bank located in Thazhakkara or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code DLXB0000111. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Dhanalakshmi Bank, Thazhakkara, Thazhakkara
The table below shows the main details of the IFSC Code DLXB0000111 for the Dhanalakshmi Bank branch in Thazhakkara, which falls under the Thazhakkara district in Kerala.
| Particulars | Details |
|---|---|
| Bank | Dhanalakshmi Bank |
| IFSC Code | DLXB0000111 |
| Branch | Thazhakkara |
| City | Thazhakkara |
| District | Thazhakkara |
| State | Kerala |
| Address | 421 Mavelikara-Pandalam Road Kunnam P O, Alapuzha |
These details are important not only for users using online banking but also for businesses and individuals who use Dhanalakshmi Bank in Thazhakkara for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code DLXB0000111 for the Thazhakkara branch of Dhanalakshmi Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Dhanalakshmi Bank located in Thazhakkara, Thazhakkara, Kerala, are given a unique IFSC like DLXB0000111 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Thazhakkara.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Thazhakkara and Thazhakkara.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Dhanalakshmi Bank in Thazhakkara goes to the correct branch. This is important because Dhanalakshmi Bank has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code DLXB0000111
The format of the IFSC Code for banks, including Dhanalakshmi Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Dhanalakshmi Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Thazhakkara in Thazhakkara.
For example, the IFSC Code DLXB0000111 of Dhanalakshmi Bank for the Thazhakkara branch includes these elements, identifying the bank and the branch location in Thazhakkara and Kerala correctly.
How to Find IFSC Code for Dhanalakshmi Bank?
If you are trying to find the IFSC Code DLXB0000111 of Dhanalakshmi Bank for its Thazhakkara branch located in Thazhakkara, the following methods can help:
Cheque Book
The cheque book issued by Dhanalakshmi Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Dhanalakshmi Bank branches in Thazhakkara and Thazhakkara, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Dhanalakshmi Bank and navigate to the branch locator section. Search for Thazhakkara or Thazhakkara to get the exact IFSC Code DLXB0000111.
Mobile Banking App
If you use Dhanalakshmi Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Dhanalakshmi Bank and Thazhakkara, you'll get the correct details.
How to Use IFSC Code DLXB0000111 for Online Transfers?
If you have the IFSC Code DLXB0000111 for the Thazhakkara branch of Dhanalakshmi Bank in Thazhakkara, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code DLXB0000111. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Dhanalakshmi Bank IFSC Code DLXB0000111.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Dhanalakshmi Bank Thazhakkara in Thazhakkara, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Dhanalakshmi Bank in Thazhakkara, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Dhanalakshmi Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Thazhakkara manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Thazhakkara Thazhakkara branch is DLXB0000111.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at 421 Mavelikara-Pandalam Road Kunnam P O, Alapuzha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.