There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Dhanalakshmi Bank for its Puttaparti branch in Puttaparthi, Puttaparthi, Andhra Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Dhanalakshmi Bank situated in Puttaparthi or anywhere in Andhra Pradesh can easily transfer funds instantly by using the correct IFSC Code DLXB0000225. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Dhanalakshmi Bank, Puttaparti, Puttaparthi

The table below shows the main details of the IFSC Code DLXB0000225 for the Dhanalakshmi Bank branch in Puttaparthi, which falls under the Puttaparthi district in Andhra Pradesh.

Particulars Details
Bank Dhanalakshmi Bank
IFSC Code DLXB0000225
Branch Puttaparti
City Puttaparthi
District Puttaparthi
State Andhra Pradesh
Address Ground Floor, Shop No. 102, Sree Guru Towers, Old No. 3-632, Gopuram Road, Anantpur Dist, Puttaparthi - 515 134, Andhra Pradesh.

These details are essential not only for online banking users but also for businesses and individuals who use Dhanalakshmi Bank in Puttaparthi for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code DLXB0000225 for the Puttaparti branch of Dhanalakshmi Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Dhanalakshmi Bank located in Puttaparti, Puttaparthi, Andhra Pradesh, are given a unique IFSC like DLXB0000225 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Puttaparthi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Puttaparthi and Puttaparthi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Dhanalakshmi Bank in Puttaparti goes to the correct branch. This is important because Dhanalakshmi Bank has thousands of branches in Andhra Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code DLXB0000225

The format of the IFSC Code for banks, including Dhanalakshmi Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Dhanalakshmi Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Puttaparti in Puttaparthi.

For example, the IFSC Code DLXB0000225 of Dhanalakshmi Bank for the Puttaparti branch has these elements, identifying the bank and the branch location in Puttaparthi and Andhra Pradesh correctly.

How to Find IFSC Code for Dhanalakshmi Bank?

If you are trying to find the IFSC Code DLXB0000225 of Dhanalakshmi Bank for its Puttaparti branch located in Puttaparthi, the following methods can help:

Cheque Book

The cheque book issued by Dhanalakshmi Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Dhanalakshmi Bank branches in Puttaparthi and Puttaparthi, print them on the first page of your passbook.

Bank Website

Visit the official website of Dhanalakshmi Bank and navigate to the branch locator section. Search for Puttaparti or Puttaparthi to get the exact IFSC Code DLXB0000225.

Mobile Banking App

If you use Dhanalakshmi Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Dhanalakshmi Bank and Puttaparthi, you'll get the correct details.

How to Use IFSC Code DLXB0000225 for Online Transfers?

If you have the IFSC Code DLXB0000225 for the Puttaparti branch of Dhanalakshmi Bank in Puttaparthi, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code DLXB0000225. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Dhanalakshmi Bank IFSC Code DLXB0000225.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Dhanalakshmi Bank Puttaparti in Puttaparthi, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Dhanalakshmi Bank in Puttaparti, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Dhanalakshmi Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Puttaparthi manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Dhanalakshmi Bank in Puttaparti, Puttaparthi?

The IFSC Code is DLXB0000225.

Is the IFSC Code DLXB0000225 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Dhanalakshmi Bank Puttaparti?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Puttaparti branch?

The address of the branch is Ground Floor, Shop No. 102, Sree Guru Towers, Old No. 3-632, Gopuram Road, Anantpur Dist, Puttaparthi - 515 134, Andhra Pradesh. located in Puttaparthi, Puttaparthi, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.