For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Dhanalakshmi Bank for its Peruvamba branch in Peruvemba, Peruvemba, Kerala, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Dhanalakshmi Bank located in Peruvemba or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code DLXB0000101. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Dhanalakshmi Bank, Peruvamba, Peruvemba
The table below shows the main details of the IFSC Code DLXB0000101 for the Dhanalakshmi Bank branch in Peruvemba, which falls under the Peruvemba district in Kerala.
| Particulars | Details |
|---|---|
| Bank | Dhanalakshmi Bank |
| IFSC Code | DLXB0000101 |
| Branch | Peruvamba |
| City | Peruvemba |
| District | Peruvemba |
| State | Kerala |
| Address | 6/168 Sheriff Menzil, Chungam Palakkad Road Peruvamba Palakkad Dist, Kerala, 678531 |
These details help users in online banking and for businesses and individuals who use Dhanalakshmi Bank in Peruvemba for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code DLXB0000101 for the Peruvamba branch of Dhanalakshmi Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Dhanalakshmi Bank located in Peruvamba, Peruvemba, Kerala, is provided a unique IFSC like DLXB0000101 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Dhanalakshmi Bank branch in Peruvemba.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Peruvemba and Peruvemba.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Dhanalakshmi Bank in Peruvamba do not get misguided to another person.
Format of the IFSC Code DLXB0000101
This is the format of the IFSC Code for banks, including Dhanalakshmi Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Dhanalakshmi Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Peruvamba in Peruvemba.
For example, the IFSC Code DLXB0000101 of Dhanalakshmi Bank for the Peruvamba branch includes these elements, identifying the bank and the branch location in Peruvemba and Kerala accurately.
How to Find IFSC Code for Dhanalakshmi Bank?
If you are trying to find the IFSC Code DLXB0000101 of Dhanalakshmi Bank for its Peruvamba branch located in Peruvemba, the following methods can help:
Cheque Book
The cheque book issued by Dhanalakshmi Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Dhanalakshmi Bank branches in Peruvemba and Peruvemba, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Dhanalakshmi Bank and navigate to the branch locator section. Search for Peruvamba or Peruvemba to get the exact IFSC Code DLXB0000101.
Mobile Banking App
If you use Dhanalakshmi Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Dhanalakshmi Bank and Peruvemba, you'll get the correct details.
How to Use IFSC Code DLXB0000101 for Online Transfers?
Once you have the IFSC Code DLXB0000101 for the Peruvamba branch of Dhanalakshmi Bank in Peruvemba, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code DLXB0000101. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Dhanalakshmi Bank IFSC Code DLXB0000101.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Dhanalakshmi Bank Peruvamba in Peruvemba, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Dhanalakshmi Bank in Peruvamba, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Dhanalakshmi Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Peruvemba manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is DLXB0000101.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 6/168 Sheriff Menzil, Chungam Palakkad Road Peruvamba Palakkad Dist, Kerala, 678531 located in Peruvemba, Peruvemba, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.