There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Dhanalakshmi Bank for its Mira Bhayandar branch in Mira-Bhayandar, Mira-Bhayandar, Maharashtra, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Dhanalakshmi Bank situated in Mira-Bhayandar or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code DLXB0000207. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Dhanalakshmi Bank, Mira Bhayandar, Mira-Bhayandar
Below in the table are the key details related to IFSC Code DLXB0000207 of Dhanalakshmi Bank for its branch located in Mira-Bhayandar, within the district of Mira-Bhayandar in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Dhanalakshmi Bank |
| IFSC Code | DLXB0000207 |
| Branch | Mira Bhayandar |
| City | Mira-Bhayandar |
| District | Mira-Bhayandar |
| State | Maharashtra |
| Address | Ground Floor, Janaki Heritage, Opp. Maxus Mall, 150 Ft. Road, Bhayander (West), Dist. Thane, Maharashtra - 401 101. |
These details helps users in online banking and for businesses and individuals who use Dhanalakshmi Bank in Mira-Bhayandar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code DLXB0000207 for the Mira Bhayandar branch of Dhanalakshmi Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Dhanalakshmi Bank located in Mira Bhayandar, Mira-Bhayandar, Maharashtra, are given a unique IFSC like DLXB0000207 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Mira-Bhayandar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Mira-Bhayandar and Mira-Bhayandar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Dhanalakshmi Bank in Mira Bhayandar goes to the correct branch. This is important because Dhanalakshmi Bank has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code DLXB0000207
The format of the IFSC Code for banks, including Dhanalakshmi Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Dhanalakshmi Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mira Bhayandar in Mira-Bhayandar.
For example, the IFSC Code DLXB0000207 of Dhanalakshmi Bank for the Mira Bhayandar branch includes these elements, identifying the bank and the branch location in Mira-Bhayandar and Maharashtra accurately.
How to Find IFSC Code for Dhanalakshmi Bank?
To find the IFSC Code DLXB0000207 of Dhanalakshmi Bank for its Mira Bhayandar branch located in Mira-Bhayandar, the following methods can help you out:
Cheque Book
The cheque book issued by Dhanalakshmi Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Dhanalakshmi Bank branches in Mira-Bhayandar and Mira-Bhayandar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Dhanalakshmi Bank and go to the branch locator section. Then search for Mira Bhayandar or Mira-Bhayandar to find the exact IFSC Code DLXB0000207.
Mobile Banking App
If you use Dhanalakshmi Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Dhanalakshmi Bank and Mira-Bhayandar will provide accurate information.
How to Use IFSC Code DLXB0000207 for Online Transfers?
Once you have the IFSC Code DLXB0000207 for the Mira Bhayandar branch of Dhanalakshmi Bank in Mira-Bhayandar, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code DLXB0000207. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Dhanalakshmi Bank IFSC Code DLXB0000207.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Dhanalakshmi Bank Mira Bhayandar in Mira-Bhayandar, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Dhanalakshmi Bank in Mira Bhayandar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Dhanalakshmi Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Mira-Bhayandar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is DLXB0000207.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor, Janaki Heritage, Opp. Maxus Mall, 150 Ft. Road, Bhayander (West), Dist. Thane, Maharashtra - 401 101. located in Mira-Bhayandar, Mira-Bhayandar, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.