For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Dhanalakshmi Bank for its Brabourne Road branch in Kolkata, Kolkata, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Dhanalakshmi Bank located in Kolkata or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code DLXB0000206. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Dhanalakshmi Bank, Brabourne Road, Kolkata

The table below shows the main details of the IFSC Code DLXB0000206 for the Dhanalakshmi Bank branch in Kolkata, which falls under the Kolkata district in West Bengal.

Particulars Details
Bank Dhanalakshmi Bank
IFSC Code DLXB0000206
Branch Brabourne Road
City Kolkata
District Kolkata
State West Bengal
Address 15 Portuguese Church Street, Shaheed Nityanand Saha Sarani, Kolkata - 700 001.

These details are important not only for users using online banking but also for businesses and individuals who use Dhanalakshmi Bank in Kolkata for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code DLXB0000206 for the Brabourne Road branch of Dhanalakshmi Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Dhanalakshmi Bank located in Brabourne Road, Kolkata, West Bengal, are given a unique IFSC like DLXB0000206 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kolkata.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Kolkata and Kolkata.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Dhanalakshmi Bank in Brabourne Road goes to the correct branch. This is important because Dhanalakshmi Bank has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code DLXB0000206

The format of the IFSC Code for banks, including Dhanalakshmi Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Dhanalakshmi Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Brabourne Road in Kolkata.

For example, the IFSC Code DLXB0000206 of Dhanalakshmi Bank for the Brabourne Road branch includes these elements, identifying the bank and the branch location in Kolkata and West Bengal accurately.

How to Find IFSC Code for Dhanalakshmi Bank?

If you are trying to find the IFSC Code DLXB0000206 of Dhanalakshmi Bank for its Brabourne Road branch located in Kolkata, the following methods can help:

Cheque Book

The cheque book issued by Dhanalakshmi Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Dhanalakshmi Bank branches in Kolkata and Kolkata, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Dhanalakshmi Bank and navigate to the branch locator section. Search for Brabourne Road or Kolkata to get the exact IFSC Code DLXB0000206.

Mobile Banking App

If you use Dhanalakshmi Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Dhanalakshmi Bank and Kolkata, you'll get the correct details.

How to Use IFSC Code DLXB0000206 for Online Transfers?

Once you have the IFSC Code DLXB0000206 for the Brabourne Road branch of Dhanalakshmi Bank in Kolkata, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code DLXB0000206. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Dhanalakshmi Bank IFSC Code DLXB0000206.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Dhanalakshmi Bank Brabourne Road in Kolkata may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Dhanalakshmi Bank in Brabourne Road, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Dhanalakshmi Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kolkata manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Dhanalakshmi Bank in Brabourne Road, Kolkata?

The IFSC Code is DLXB0000206.

Is the IFSC Code DLXB0000206 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Dhanalakshmi Bank Brabourne Road?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Brabourne Road branch?

The address of the branch is 15 Portuguese Church Street, Shaheed Nityanand Saha Sarani, Kolkata - 700 001. located in Kolkata, Kolkata, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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