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IFSC Code of Dhanalakshmi Bank, Aloor, Kodakara, Kerala — DLXB0000034

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Dhanalakshmi Bank for its Aloor branch in Kodakara, Kodakara, Kerala, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Dhanalakshmi Bank located in Kodakara or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code DLXB0000034. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Dhanalakshmi Bank, Aloor, Kodakara

The table below shows the main details of the IFSC Code DLXB0000034 for the Dhanalakshmi Bank branch in Kodakara, which falls under the Kodakara district in Kerala.

Particulars Details
Bank Dhanalakshmi Bank
IFSC Code DLXB0000034
Branch Aloor
City Kodakara
District Kodakara
State Kerala
Address 577 G, First Floor St.Joseph Church Shopping Complex,Near Esi Dispensary, Aloor ,Tcr

These details are important not only for users using online banking but also for businesses and individuals who use Dhanalakshmi Bank in Kodakara for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code DLXB0000034 for the Aloor branch of Dhanalakshmi Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Dhanalakshmi Bank located in Aloor, Kodakara, Kerala, are given a unique IFSC like DLXB0000034 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kodakara.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Kodakara and Kodakara.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Dhanalakshmi Bank in Aloor goes to the correct branch. This is important because Dhanalakshmi Bank has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code DLXB0000034

The format of the IFSC Code for banks, including Dhanalakshmi Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Dhanalakshmi Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Aloor in Kodakara.

For example, the IFSC Code DLXB0000034 of Dhanalakshmi Bank for the Aloor branch includes these elements, identifying the bank and the branch location in Kodakara and Kerala accurately.

How to Find IFSC Code for Dhanalakshmi Bank?

If you are trying to find the IFSC Code DLXB0000034 of Dhanalakshmi Bank for its Aloor branch located in Kodakara, the following methods can help:

Cheque Book

The cheque books that are issued by Dhanalakshmi Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Dhanalakshmi Bank branches in Kodakara and Kodakara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Dhanalakshmi Bank and find the branch locator section. Search for Aloor or Kodakara to get the exact IFSC Code DLXB0000034.

Mobile Banking App

If you use Dhanalakshmi Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Dhanalakshmi Bank and Kodakara that will provide accurate information.

How to Use IFSC Code DLXB0000034 for Online Transfers?

If you have the IFSC Code DLXB0000034 for the Aloor branch of Dhanalakshmi Bank in Kodakara, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code DLXB0000034. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Dhanalakshmi Bank IFSC Code DLXB0000034.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Dhanalakshmi Bank Aloor in Kodakara, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Dhanalakshmi Bank in Aloor, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Dhanalakshmi Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kodakara manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Dhanalakshmi Bank in Aloor, Kodakara?

The IFSC Code is DLXB0000034.

Is the IFSC Code DLXB0000034 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Dhanalakshmi Bank Aloor?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Aloor branch?

The address of the branch is 577 G, First Floor St.Joseph Church Shopping Complex,Near Esi Dispensary, Aloor ,Tcr located in Kodakara, Kodakara, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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