The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Dhanalakshmi Bank for its Haripad branch in Haripad, Haripad, Kerala, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Dhanalakshmi Bank located in Haripad or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code DLXB0000025. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Dhanalakshmi Bank, Haripad, Haripad
The table below shows the main details of the IFSC Code DLXB0000025 for the Dhanalakshmi Bank branch in Haripad, which falls under the Haripad district in Kerala.
| Particulars | Details |
|---|---|
| Bank | Dhanalakshmi Bank |
| IFSC Code | DLXB0000025 |
| Branch | Haripad |
| City | Haripad |
| District | Haripad |
| State | Kerala |
| Address | P.Bno 1, Sree Murugan Bldg.,Tion Near Town Hall Junction Haripad |
These details help users in online banking and for businesses and individuals who use Dhanalakshmi Bank in Haripad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code DLXB0000025 for the Haripad branch of Dhanalakshmi Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Dhanalakshmi Bank located in Haripad, Haripad, Kerala, is provided with a unique IFSC like DLXB0000025 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Dhanalakshmi Bank branch in Haripad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Haripad and Haripad.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for Dhanalakshmi Bank in Haripad do not get mixed with another location.
Format of the IFSC Code DLXB0000025
The format of the IFSC Code for banks, including Dhanalakshmi Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Dhanalakshmi Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Haripad in Haripad.
For example, the IFSC Code DLXB0000025 of Dhanalakshmi Bank for the Haripad branch includes these elements, identifying the bank and the branch location in Haripad and Kerala accurately.
How to Find IFSC Code for Dhanalakshmi Bank?
If you are trying to find the IFSC Code DLXB0000025 of Dhanalakshmi Bank for its Haripad branch located in Haripad, the following methods can help:
Cheque Book
The cheque book issued by Dhanalakshmi Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Dhanalakshmi Bank branches in Haripad and Haripad, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Dhanalakshmi Bank and navigate to the branch locator section. Search for Haripad or Haripad to get the exact IFSC Code DLXB0000025.
Mobile Banking App
If you use Dhanalakshmi Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Dhanalakshmi Bank and Haripad, you'll get the correct details.
How to Use IFSC Code DLXB0000025 for Online Transfers?
Once you have the IFSC Code DLXB0000025 for the Haripad branch of Dhanalakshmi Bank in Haripad, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code DLXB0000025. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Dhanalakshmi Bank IFSC Code DLXB0000025.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Dhanalakshmi Bank Haripad in Haripad, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Dhanalakshmi Bank in Haripad, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Dhanalakshmi Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Haripad manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is DLXB0000025.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is P.Bno 1, Sree Murugan Bldg.,Tion Near Town Hall Junction Haripad located in Haripad, Haripad, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.