There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Dhanalakshmi Bank for its Faridabad branch in Faridabad, Faridabad, Haryana, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Dhanalakshmi Bank situated in Faridabad or anywhere in Haryana can easily transfer funds instantly by using the correct IFSC Code DLXB0000196. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Dhanalakshmi Bank, Faridabad, Faridabad
The table below shows the main details of the IFSC Code DLXB0000196 for the Dhanalakshmi Bank branch in Faridabad, which falls under the Faridabad district in Haryana.
| Particulars | Details |
|---|---|
| Bank | Dhanalakshmi Bank |
| IFSC Code | DLXB0000196 |
| Branch | Faridabad |
| City | Faridabad |
| District | Faridabad |
| State | Haryana |
| Address | Ground Floor Basement, Crown Plaza, Shop No. 2D/10B, 1 2 Chowk, Opp. Ghazal Restaurant, Nit, Faridabad, Harayana - 121 001. |
These details are important not only for users using online banking but also for businesses and individuals who use Dhanalakshmi Bank in Faridabad for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code DLXB0000196 for the Faridabad branch of Dhanalakshmi Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Dhanalakshmi Bank located in Faridabad, Faridabad, Haryana, is provided a unique IFSC like DLXB0000196 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Dhanalakshmi Bank branch in Faridabad.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Faridabad and Faridabad.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Haryana and the rest of India, the IFSC Code ensures that transactions meant for Dhanalakshmi Bank in Faridabad do not get misguided to another person.
Format of the IFSC Code DLXB0000196
The format of the IFSC Code for banks, including Dhanalakshmi Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Dhanalakshmi Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Faridabad in Faridabad.
For example, the IFSC Code DLXB0000196 of Dhanalakshmi Bank for the Faridabad branch has these elements, identifying the bank and the branch location in Faridabad and Haryana correctly.
How to Find IFSC Code for Dhanalakshmi Bank?
If you are looking for the IFSC Code DLXB0000196 of Dhanalakshmi Bank for its Faridabad branch located in Faridabad, the following methods can help:
Cheque Book
The cheque book that is issued by Dhanalakshmi Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Dhanalakshmi Bank branches in Faridabad and Faridabad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Dhanalakshmi Bank and look for the branch locator section, then search for Faridabad or Faridabad to get the exact IFSC Code DLXB0000196.
Mobile Banking App
If you use Dhanalakshmi Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Dhanalakshmi Bank and Faridabad, then it will provide you proper information.
How to Use IFSC Code DLXB0000196 for Online Transfers?
Once you have the IFSC Code DLXB0000196 for the Faridabad branch of Dhanalakshmi Bank in Faridabad, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code DLXB0000196. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Dhanalakshmi Bank IFSC Code DLXB0000196.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Dhanalakshmi Bank Faridabad in Faridabad may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Dhanalakshmi Bank in Faridabad, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Dhanalakshmi Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Faridabad manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is DLXB0000196.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor Basement, Crown Plaza, Shop No. 2D/10B, 1 2 Chowk, Opp. Ghazal Restaurant, Nit, Faridabad, Harayana - 121 001. located in Faridabad, Faridabad, Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.