The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Dhanalakshmi Bank for its Kannur branch in Cannur, Cannur, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Dhanalakshmi Bank located in Cannur or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code DLXB0000066. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Dhanalakshmi Bank, Kannur, Cannur

Here are the main details that are associated with the IFSC Code DLXB0000066 of Dhanalakshmi Bank for its branch located in Cannur, within the district of Cannur in the state of Kerala.

Particulars Details
Bank Dhanalakshmi Bank
IFSC Code DLXB0000066
Branch Kannur
City Cannur
District Cannur
State Kerala
Address P.B.No 60,Door No 2471, Ward Cc/Xxix,1St Floor, Shaan Bldg., J S Paul Jn. M A Raod, Kannur

These details are crucial, not just for online banking users but also for businesses and individuals who use Dhanalakshmi Bank in Cannur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code DLXB0000066 for the Kannur branch of Dhanalakshmi Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like DLXB0000066 is given to every bank branch, including Dhanalakshmi Bank located in Kannur, Cannur, Kerala, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Dhanalakshmi Bank branch in Cannur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Cannur and Cannur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Dhanalakshmi Bank in Kannur doesn't end up at another location.

Format of the IFSC Code DLXB0000066

This is the format of the IFSC Code for banks, including Dhanalakshmi Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Dhanalakshmi Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kannur in Cannur.

For example, the IFSC Code DLXB0000066 of Dhanalakshmi Bank for the Kannur branch includes these elements, identifying the bank and the branch location in Cannur and Kerala accurately.

How to Find IFSC Code for Dhanalakshmi Bank?

To find the IFSC Code DLXB0000066 of Dhanalakshmi Bank for its Kannur branch located in Cannur, the following methods can help you out:

Cheque Book

The cheque book issued by Dhanalakshmi Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Dhanalakshmi Bank branches in Cannur and Cannur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Dhanalakshmi Bank and go to the branch locator section. Then search for Kannur or Cannur to find the exact IFSC Code DLXB0000066.

Mobile Banking App

If you use Dhanalakshmi Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Dhanalakshmi Bank and Cannur will provide accurate information.

How to Use IFSC Code DLXB0000066 for Online Transfers?

Once you have the IFSC Code DLXB0000066 for the Kannur branch of Dhanalakshmi Bank in Cannur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code DLXB0000066. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Dhanalakshmi Bank IFSC Code DLXB0000066.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Dhanalakshmi Bank Kannur in Cannur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Dhanalakshmi Bank in Kannur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Dhanalakshmi Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Cannur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Dhanalakshmi Bank in Kannur, Cannur?

The IFSC Code is DLXB0000066.

Is the IFSC Code DLXB0000066 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Dhanalakshmi Bank Kannur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kannur branch?

The address of the branch is P.B.No 60,Door No 2471, Ward Cc/Xxix,1St Floor, Shaan Bldg., J S Paul Jn. M A Raod, Kannur located in Cannur, Cannur, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.