There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Dhanalakshmi Bank for its Chevarambalam branch in Calicut, Calicut, Kerala, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Dhanalakshmi Bank situated in Calicut or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code DLXB0000133. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Dhanalakshmi Bank, Chevarambalam, Calicut

The table below shows the main details of the IFSC Code DLXB0000133 for the Dhanalakshmi Bank branch in Calicut, which falls under the Calicut district in Kerala.

Particulars Details
Bank Dhanalakshmi Bank
IFSC Code DLXB0000133
Branch Chevarambalam
City Calicut
District Calicut
State Kerala
Address Onyx, Golf Link Road, Opposite Cigi Chevayur P O, Kozhikode ┬Û 673017

These details are crucial, not just for online banking users but also for businesses and individuals who use Dhanalakshmi Bank in Calicut for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code DLXB0000133 for the Chevarambalam branch of Dhanalakshmi Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Dhanalakshmi Bank located in Chevarambalam, Calicut, Kerala, are given a unique IFSC like DLXB0000133 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Calicut.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Calicut and Calicut.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Dhanalakshmi Bank in Chevarambalam goes to the correct branch. This is important because Dhanalakshmi Bank has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code DLXB0000133

The format of the IFSC Code for banks, including Dhanalakshmi Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Dhanalakshmi Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chevarambalam in Calicut.

For example, the IFSC Code DLXB0000133 of Dhanalakshmi Bank for the Chevarambalam branch includes these elements, identifying the bank and the branch location in Calicut and Kerala accurately.

How to Find IFSC Code for Dhanalakshmi Bank?

If you are trying to find the IFSC Code DLXB0000133 of Dhanalakshmi Bank for its Chevarambalam branch located in Calicut, the following methods can help:

Cheque Book

The cheque book issued by Dhanalakshmi Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Dhanalakshmi Bank branches in Calicut and Calicut, print them on the first page of your passbook.

Bank Website

Visit the official website of Dhanalakshmi Bank and navigate to the branch locator section. Search for Chevarambalam or Calicut to get the exact IFSC Code DLXB0000133.

Mobile Banking App

If you use Dhanalakshmi Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Dhanalakshmi Bank and Calicut, you'll get the correct details.

How to Use IFSC Code DLXB0000133 for Online Transfers?

Once you have the IFSC Code DLXB0000133 for the Chevarambalam branch of Dhanalakshmi Bank in Calicut, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code DLXB0000133. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Dhanalakshmi Bank IFSC Code DLXB0000133.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Dhanalakshmi Bank Chevarambalam in Calicut may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Dhanalakshmi Bank in Chevarambalam, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Dhanalakshmi Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Calicut manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Dhanalakshmi Bank in Chevarambalam, Calicut?

The IFSC Code is DLXB0000133.

Is the IFSC Code DLXB0000133 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Dhanalakshmi Bank Chevarambalam?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chevarambalam branch?

The address of the branch is Onyx, Golf Link Road, Opposite Cigi Chevayur P O, Kozhikode ┬Û 673017 located in Calicut, Calicut, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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