Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Dhanalakshmi Bank for its Arattupuzha branch in Arattupuzha, Arattupuzha, or Kerala, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Dhanalakshmi Bank located in Arattupuzha or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code DLXB0000076. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Dhanalakshmi Bank, Arattupuzha, Arattupuzha

Here are the main details that are associated with the IFSC Code DLXB0000076 of Dhanalakshmi Bank for its branch located in Arattupuzha, within the district of Arattupuzha in the state of Kerala.

Particulars Details
Bank Dhanalakshmi Bank
IFSC Code DLXB0000076
Branch Arattupuzha
City Arattupuzha
District Arattupuzha
State Kerala
Address Sree Murali Complex Pallessery P.O. Arattupuzha Tcr Dist

These details help users in online banking and for businesses and individuals who use Dhanalakshmi Bank in Arattupuzha for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code DLXB0000076 for the Arattupuzha branch of Dhanalakshmi Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Dhanalakshmi Bank located in Arattupuzha, Arattupuzha, Kerala, is provided a unique IFSC like DLXB0000076 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Dhanalakshmi Bank branch in Arattupuzha.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Arattupuzha and Arattupuzha.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Dhanalakshmi Bank in Arattupuzha do not get misguided to another person.

Format of the IFSC Code DLXB0000076

The format of the IFSC Code for banks, including Dhanalakshmi Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Dhanalakshmi Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Arattupuzha in Arattupuzha.

For example, the IFSC Code DLXB0000076 of Dhanalakshmi Bank for the Arattupuzha branch includes these elements, identifying the bank and the branch location in Arattupuzha and Kerala correctly.

How to Find IFSC Code for Dhanalakshmi Bank?

To find the IFSC Code DLXB0000076 of Dhanalakshmi Bank for its Arattupuzha branch located in Arattupuzha, the following methods can help you out:

Cheque Book

The cheque book issued by Dhanalakshmi Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Dhanalakshmi Bank branches in Arattupuzha and Arattupuzha, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Dhanalakshmi Bank and go to the branch locator section. Then search for Arattupuzha or Arattupuzha to find the exact IFSC Code DLXB0000076.

Mobile Banking App

If you use Dhanalakshmi Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Dhanalakshmi Bank and Arattupuzha will provide accurate information.

How to Use IFSC Code DLXB0000076 for Online Transfers?

Once you have the IFSC Code DLXB0000076 for the Arattupuzha branch of Dhanalakshmi Bank in Arattupuzha, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code DLXB0000076. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Dhanalakshmi Bank IFSC Code DLXB0000076.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Dhanalakshmi Bank Arattupuzha in Arattupuzha, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Dhanalakshmi Bank in Arattupuzha, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Dhanalakshmi Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Arattupuzha manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Dhanalakshmi Bank in Arattupuzha, Arattupuzha?

The IFSC Code is DLXB0000076.

Is the IFSC Code DLXB0000076 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Dhanalakshmi Bank Arattupuzha?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Arattupuzha branch?

The address of the branch is Sree Murali Complex Pallessery P.O. Arattupuzha Tcr Dist located in Arattupuzha, Arattupuzha, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.