The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Dhanalakshmi Bank for its Adoor branch in Adoor, Adoor, Kerala, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Dhanalakshmi Bank located in Adoor or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code DLXB0000166. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Dhanalakshmi Bank, Adoor, Adoor
Here are some of the key details that come with the IFSC Code DLXB0000166 of Dhanalakshmi Bank for its branch located in Adoor, within the district of Adoor in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | Dhanalakshmi Bank |
| IFSC Code | DLXB0000166 |
| Branch | Adoor |
| City | Adoor |
| District | Adoor |
| State | Kerala |
| Address | Mohana Building Central Junction Adoor Pathanamthitta Dist. |
These details are essential not only for online banking users but also for businesses and individuals who use Dhanalakshmi Bank in Adoor for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code DLXB0000166 for the Adoor branch of Dhanalakshmi Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Dhanalakshmi Bank located in Adoor, Adoor, Kerala, are allotted a unique IFSC like DLXB0000166 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Adoor.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Adoor and Adoor.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Dhanalakshmi Bank in Adoor reaches the right place, even though there are thousands of branches in Kerala and across India.
Format of the IFSC Code DLXB0000166
The format of the IFSC Code for banks, including Dhanalakshmi Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Dhanalakshmi Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Adoor in Adoor.
For example, the IFSC Code DLXB0000166 of Dhanalakshmi Bank for the Adoor branch includes these elements, identifying the bank and the branch location in Adoor and Kerala accurately.
How to Find IFSC Code for Dhanalakshmi Bank?
If you are trying to find the IFSC Code DLXB0000166 of Dhanalakshmi Bank for its Adoor branch located in Adoor, the following methods can help:
Cheque Book
The cheque books that are issued by Dhanalakshmi Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Dhanalakshmi Bank branches in Adoor and Adoor, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Dhanalakshmi Bank and find the branch locator section. Search for Adoor or Adoor to get the exact IFSC Code DLXB0000166.
Mobile Banking App
If you use Dhanalakshmi Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Dhanalakshmi Bank and Adoor that will provide accurate information.
How to Use IFSC Code DLXB0000166 for Online Transfers?
Once you have the IFSC Code DLXB0000166 for the Adoor branch of Dhanalakshmi Bank in Adoor, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code DLXB0000166. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Dhanalakshmi Bank IFSC Code DLXB0000166.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Dhanalakshmi Bank Adoor in Adoor, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Dhanalakshmi Bank in Adoor, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Dhanalakshmi Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Adoor manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is DLXB0000166.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Mohana Building Central Junction Adoor Pathanamthitta Dist. located in Adoor, Adoor, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.