Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Dcb Bank Limited for its Kumbakonam branch in Thanjavur, Kumbakonam, or Tamil Nadu, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Dcb Bank Limited located in Thanjavur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code DCBL0000289. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Dcb Bank Limited, Kumbakonam, Thanjavur

Below in the table are the key details related to IFSC Code DCBL0000289 of Dcb Bank Limited for its branch located in Thanjavur, within the district of Kumbakonam in the state of Tamil Nadu.

Particulars Details
Bank Dcb Bank Limited
IFSC Code DCBL0000289
Branch Kumbakonam
City Thanjavur
District Kumbakonam
State Tamil Nadu
Address Dcb Bank Limited , Door No.16, Sarangapani Kovil , Kilavadampoki , Tsr Big Street , Kumbakonam , Thanjavur District , Tamilnadu - 612001

These details helps users in online banking and for businesses and individuals who use Dcb Bank Limited in Thanjavur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code DCBL0000289 for the Kumbakonam branch of Dcb Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Dcb Bank Limited located in Kumbakonam, Thanjavur, Tamil Nadu, is provided with a unique IFSC like DCBL0000289 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Dcb Bank Limited branch in Thanjavur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Thanjavur and Kumbakonam.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Dcb Bank Limited in Kumbakonam do not get mixed with another location.

Format of the IFSC Code DCBL0000289

The format of the IFSC Code for banks, including Dcb Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Dcb Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kumbakonam in Thanjavur.

For example, the IFSC Code DCBL0000289 of Dcb Bank Limited for the Kumbakonam branch includes these elements, identifying the bank and the branch location in Thanjavur and Tamil Nadu accurately.

How to Find IFSC Code for Dcb Bank Limited?

If you are trying to find the IFSC Code DCBL0000289 of Dcb Bank Limited for its Kumbakonam branch located in Thanjavur, the following methods can help:

Cheque Book

The cheque book issued by Dcb Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Dcb Bank Limited branches in Thanjavur and Kumbakonam, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Dcb Bank Limited and navigate to the branch locator section. Search for Kumbakonam or Thanjavur to get the exact IFSC Code DCBL0000289.

Mobile Banking App

If you use Dcb Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Dcb Bank Limited and Thanjavur, you'll get the correct details.

How to Use IFSC Code DCBL0000289 for Online Transfers?

Once you have the IFSC Code DCBL0000289 for the Kumbakonam branch of Dcb Bank Limited in Thanjavur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code DCBL0000289. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Dcb Bank Limited IFSC Code DCBL0000289.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Dcb Bank Limited Kumbakonam in Thanjavur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Dcb Bank Limited in Kumbakonam, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Dcb Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Thanjavur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Dcb Bank Limited in Kumbakonam, Thanjavur?

The IFSC Code is DCBL0000289.

Is the IFSC Code DCBL0000289 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Dcb Bank Limited Kumbakonam?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kumbakonam branch?

The address of the branch is Dcb Bank Limited , Door No.16, Sarangapani Kovil , Kilavadampoki , Tsr Big Street , Kumbakonam , Thanjavur District , Tamilnadu - 612001 located in Thanjavur, Kumbakonam, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.