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IFSC Code of Dcb Bank Limited, Kadodara, Surat, Gujarat — DCBL0000109

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Dcb Bank Limited for its Kadodara branch in Surat, Surat, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Dcb Bank Limited located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code DCBL0000109. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Dcb Bank Limited, Kadodara, Surat

Below in the table are the key details related to IFSC Code DCBL0000109 of Dcb Bank Limited for its branch located in Surat, within the district of Surat in the state of Gujarat.

Particulars Details
Bank Dcb Bank Limited
IFSC Code DCBL0000109
Branch Kadodara
City Surat
District Surat
State Gujarat
Address Dcb Bank Ltd., Sai Baba Society, Nr.Sardar Complex, At.Post Kadodara, Taluka Palsana, Kadodara, Surat - 394327.

These details are crucial, not just for online banking users but also for businesses and individuals who use Dcb Bank Limited in Surat for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code DCBL0000109 for the Kadodara branch of Dcb Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like DCBL0000109 is given to every bank branch, including Dcb Bank Limited located in Kadodara, Surat, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Dcb Bank Limited branch in Surat.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Surat and Surat.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Dcb Bank Limited in Kadodara doesn't end up at another location.

Format of the IFSC Code DCBL0000109

The format of the IFSC Code for banks, including Dcb Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Dcb Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kadodara in Surat.

For example, the IFSC Code DCBL0000109 of Dcb Bank Limited for the Kadodara branch includes these elements, identifying the bank and the branch location in Surat and Gujarat correctly.

How to Find IFSC Code for Dcb Bank Limited?

If you are trying to find the IFSC Code DCBL0000109 of Dcb Bank Limited for its Kadodara branch located in Surat, the following methods can help:

Cheque Book

The cheque book issued by Dcb Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Dcb Bank Limited branches in Surat and Surat, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Dcb Bank Limited and navigate to the branch locator section. Search for Kadodara or Surat to get the exact IFSC Code DCBL0000109.

Mobile Banking App

If you use Dcb Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Dcb Bank Limited and Surat, you'll get the correct details.

How to Use IFSC Code DCBL0000109 for Online Transfers?

If you have the IFSC Code DCBL0000109 for the Kadodara branch of Dcb Bank Limited in Surat, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code DCBL0000109. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Dcb Bank Limited IFSC Code DCBL0000109.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Dcb Bank Limited Kadodara in Surat, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Dcb Bank Limited in Kadodara, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Dcb Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Surat manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Dcb Bank Limited in Kadodara, Surat?

The IFSC Code is DCBL0000109.

Is the IFSC Code DCBL0000109 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Dcb Bank Limited Kadodara?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kadodara branch?

The address of the branch is Dcb Bank Ltd., Sai Baba Society, Nr.Sardar Complex, At.Post Kadodara, Taluka Palsana, Kadodara, Surat - 394327. located in Surat, Surat, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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