Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Dcb Bank Limited for its Rourkela branch in Sundargarh, Rourkela, Odisha, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Dcb Bank Limited located in Sundargarh or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code DCBL0000246. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Dcb Bank Limited, Rourkela, Sundargarh

Here are the key points that are associated with the IFSC Code DCBL0000246 of Dcb Bank Limited for its branch located in Sundargarh, within the district of Rourkela in the state of Odisha.

Particulars Details
Bank Dcb Bank Limited
IFSC Code DCBL0000246
Branch Rourkela
City Sundargarh
District Rourkela
State Odisha
Address Dcb Bank Ltd,Rourkela Branch,At-Tulsi Complex,Opp.Amrit Ganga,Panposh Road, Rourkela,District-Sundargarh State,Odisha,Pin-769004

These details are essential not only for online banking users but also for businesses and individuals who use Dcb Bank Limited in Sundargarh for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code DCBL0000246 for the Rourkela branch of Dcb Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Dcb Bank Limited located in Rourkela, Sundargarh, Odisha, is provided with a unique IFSC like DCBL0000246 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Dcb Bank Limited branch in Sundargarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Sundargarh and Rourkela.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Odisha and the rest of India and the IFSC Code ensures that transactions meant for Dcb Bank Limited in Rourkela do not get mixed with another location.

Format of the IFSC Code DCBL0000246

The format of the IFSC Code for banks, including Dcb Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Dcb Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Rourkela in Sundargarh.

For example, the IFSC Code DCBL0000246 of Dcb Bank Limited for the Rourkela branch has these elements, identifying the bank and the branch location in Sundargarh and Odisha correctly.

How to Find IFSC Code for Dcb Bank Limited?

To find the IFSC Code DCBL0000246 of Dcb Bank Limited for its Rourkela branch located in Sundargarh, the following methods can help you out:

Cheque Book

The cheque book issued by Dcb Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Dcb Bank Limited branches in Sundargarh and Rourkela, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Dcb Bank Limited and go to the branch locator section. Then search for Rourkela or Sundargarh to find the exact IFSC Code DCBL0000246.

Mobile Banking App

If you use Dcb Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Dcb Bank Limited and Sundargarh will provide accurate information.

How to Use IFSC Code DCBL0000246 for Online Transfers?

Once you have the IFSC Code DCBL0000246 for the Rourkela branch of Dcb Bank Limited in Sundargarh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code DCBL0000246. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Dcb Bank Limited IFSC Code DCBL0000246.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Dcb Bank Limited Rourkela in Sundargarh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Dcb Bank Limited in Rourkela, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Dcb Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sundargarh to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Dcb Bank Limited in Rourkela, Sundargarh?

The IFSC Code is DCBL0000246.

Is the IFSC Code DCBL0000246 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Dcb Bank Limited Rourkela?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Rourkela branch?

The address of the branch is Dcb Bank Ltd,Rourkela Branch,At-Tulsi Complex,Opp.Amrit Ganga,Panposh Road, Rourkela,District-Sundargarh State,Odisha,Pin-769004 located in Sundargarh, Rourkela, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.