The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Dcb Bank Limited for its Khurai branch in Sagar, Khurai, Madhya Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Dcb Bank Limited located in Sagar or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code DCBL0000228. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Dcb Bank Limited, Khurai, Sagar
Below in the table are the key details related to IFSC Code DCBL0000228 of Dcb Bank Limited for its branch located in Sagar, within the district of Khurai in the state of Madhya Pradesh.
| Particulars | Details |
|---|---|
| Bank | Dcb Bank Limited |
| IFSC Code | DCBL0000228 |
| Branch | Khurai |
| City | Sagar |
| District | Khurai |
| State | Madhya Pradesh |
| Address | Dcb Bank Ltd., Khurai Branch, Nehru Ward, Nazul Sheet No. 23, Plot No. 64, Khurai, Sagar, Mp, Pin - 470117 |
These details help users in online banking and for businesses and individuals who use Dcb Bank Limited in Sagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code DCBL0000228 for the Khurai branch of Dcb Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Dcb Bank Limited located in Khurai, Sagar, Madhya Pradesh, is provided with a unique IFSC like DCBL0000228 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Dcb Bank Limited branch in Sagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Sagar and Khurai.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Madhya Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Dcb Bank Limited in Khurai do not get mixed with another location.
Format of the IFSC Code DCBL0000228
This is the format of the IFSC Code for banks, including Dcb Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Dcb Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Khurai in Sagar.
For example, the IFSC Code DCBL0000228 of Dcb Bank Limited for the Khurai branch includes these elements, identifying the bank and the branch location in Sagar and Madhya Pradesh accurately.
How to Find IFSC Code for Dcb Bank Limited?
If you are trying to find the IFSC Code DCBL0000228 of Dcb Bank Limited for its Khurai branch located in Sagar, the following methods can help:
Cheque Book
The cheque book issued by Dcb Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Dcb Bank Limited branches in Sagar and Khurai, print them on the first page of your passbook.
Bank Website
Visit the official website of Dcb Bank Limited and navigate to the branch locator section. Search for Khurai or Sagar to get the exact IFSC Code DCBL0000228.
Mobile Banking App
If you use Dcb Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Dcb Bank Limited and Sagar, you'll get the correct details.
How to Use IFSC Code DCBL0000228 for Online Transfers?
Once you have the IFSC Code DCBL0000228 for the Khurai branch of Dcb Bank Limited in Sagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code DCBL0000228. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Dcb Bank Limited IFSC Code DCBL0000228.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Dcb Bank Limited Khurai in Sagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Dcb Bank Limited in Khurai, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Dcb Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Sagar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Khurai Sagar branch is DCBL0000228.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Dcb Bank Ltd., Khurai Branch, Nehru Ward, Nazul Sheet No. 23, Plot No. 64, Khurai, Sagar, Mp, Pin - 470117.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.