The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Dcb Bank Limited for its Neori branch in Ranchi, Neori, Jharkhand, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Dcb Bank Limited located in Ranchi or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code DCBL0000400. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Dcb Bank Limited, Neori, Ranchi

The table below shows the main details of the IFSC Code DCBL0000400 for the Dcb Bank Limited branch in Ranchi, which falls under the Neori district in Jharkhand.

Particulars Details
Bank Dcb Bank Limited
IFSC Code DCBL0000400
Branch Neori
City Ranchi
District Neori
State Jharkhand
Address Dcb Bank Ltd, Neori Branch, Plot No.1913, Village-Neori, Near Vikash Vidyalaya, District-Ranchi, State-Jharkhand, Pin-835217

These details are important not only for users using online banking but also for businesses and individuals who use Dcb Bank Limited in Ranchi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code DCBL0000400 for the Neori branch of Dcb Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Dcb Bank Limited located in Neori, Ranchi, Jharkhand, are given a unique IFSC like DCBL0000400 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Ranchi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Ranchi and Neori.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Dcb Bank Limited in Neori goes to the correct branch. This is important because Dcb Bank Limited has thousands of branches in Jharkhand and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code DCBL0000400

The format of the IFSC Code for banks, including Dcb Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Dcb Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Neori in Ranchi.

For example, the IFSC Code DCBL0000400 of Dcb Bank Limited for the Neori branch has these elements, identifying the bank and the branch location in Ranchi and Jharkhand correctly.

How to Find IFSC Code for Dcb Bank Limited?

To find the IFSC Code DCBL0000400 of Dcb Bank Limited for its Neori branch located in Ranchi, the following methods can help you out:

Cheque Book

The cheque book issued by Dcb Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Dcb Bank Limited branches in Ranchi and Neori, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Dcb Bank Limited and go to the branch locator section. Then search for Neori or Ranchi to find the exact IFSC Code DCBL0000400.

Mobile Banking App

If you use Dcb Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Dcb Bank Limited and Ranchi will provide accurate information.

How to Use IFSC Code DCBL0000400 for Online Transfers?

Once you have the IFSC Code DCBL0000400 for the Neori branch of Dcb Bank Limited in Ranchi, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code DCBL0000400. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Dcb Bank Limited IFSC Code DCBL0000400.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Dcb Bank Limited Neori in Ranchi, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Dcb Bank Limited in Neori, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Dcb Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Ranchi to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Dcb Bank Limited Neori Ranchi?

The IFSC Code of the Neori Ranchi branch is DCBL0000400.

Is IFSC Code DCBL0000400 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Dcb Bank Limited Neori branch?

The branch is located at Dcb Bank Ltd, Neori Branch, Plot No.1913, Village-Neori, Near Vikash Vidyalaya, District-Ranchi, State-Jharkhand, Pin-835217.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.