Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Dcb Bank Limited for its Raichur branch in Raichur, Raichur, Karnataka, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Dcb Bank Limited located in Raichur or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code DCBL0000264. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Dcb Bank Limited, Raichur, Raichur

The table below shows the main details of the IFSC Code DCBL0000264 for the Dcb Bank Limited branch in Raichur, which falls under the Raichur district in Karnataka.

Particulars Details
Bank Dcb Bank Limited
IFSC Code DCBL0000264
Branch Raichur
City Raichur
District Raichur
State Karnataka
Address Dcb Bank Ltd , Raichur Branch , Door No.12-10-92-8 , 2A , Lingasagur Road , Gandhi Chowk , Siya Talab ,District - Raichur , State - Karnataka , Pin - 58410

These details are essential not only for online banking users but also for businesses and individuals who use Dcb Bank Limited in Raichur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code DCBL0000264 for the Raichur branch of Dcb Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like DCBL0000264 is given to every bank branch, including Dcb Bank Limited located in Raichur, Raichur, Karnataka, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Dcb Bank Limited branch in Raichur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Raichur and Raichur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Dcb Bank Limited in Raichur doesn't end up at another location.

Format of the IFSC Code DCBL0000264

The format of the IFSC Code for banks, including Dcb Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Dcb Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Raichur in Raichur.

For example, the IFSC Code DCBL0000264 of Dcb Bank Limited for the Raichur branch has these elements, identifying the bank and the branch location in Raichur and Karnataka correctly.

How to Find IFSC Code for Dcb Bank Limited?

If you are looking for the IFSC Code DCBL0000264 of Dcb Bank Limited for its Raichur branch located in Raichur, the following methods can help:

Cheque Book

The cheque book that is issued by Dcb Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Dcb Bank Limited branches in Raichur and Raichur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Dcb Bank Limited and look for the branch locator section, then search for Raichur or Raichur to get the exact IFSC Code DCBL0000264.

Mobile Banking App

If you use Dcb Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Dcb Bank Limited and Raichur, then it will provide you proper information.

How to Use IFSC Code DCBL0000264 for Online Transfers?

Once you have the IFSC Code DCBL0000264 for the Raichur branch of Dcb Bank Limited in Raichur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code DCBL0000264. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Dcb Bank Limited IFSC Code DCBL0000264.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Dcb Bank Limited Raichur in Raichur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Dcb Bank Limited in Raichur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Dcb Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Raichur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Dcb Bank Limited in Raichur, Raichur?

The IFSC Code is DCBL0000264.

Is the IFSC Code DCBL0000264 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Dcb Bank Limited Raichur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Raichur branch?

The address of the branch is Dcb Bank Ltd , Raichur Branch , Door No.12-10-92-8 , 2A , Lingasagur Road , Gandhi Chowk , Siya Talab ,District - Raichur , State - Karnataka , Pin - 58410 located in Raichur, Raichur, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.