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IFSC Code of Dcb Bank Limited, Gariahat, Kolkatta, West Bengal — DCBL0000087

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Dcb Bank Limited for its Gariahat branch in Kolkatta, Kolkatta, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Dcb Bank Limited situated in Kolkatta or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code DCBL0000087. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Dcb Bank Limited, Gariahat, Kolkatta

The table below shows the main details of the IFSC Code DCBL0000087 for the Dcb Bank Limited branch in Kolkatta, which falls under the Kolkatta district in West Bengal.

Particulars Details
Bank Dcb Bank Limited
IFSC Code DCBL0000087
Branch Gariahat
City Kolkatta
District Kolkatta
State West Bengal
Address 42/1B, Gariahat Road, Near Gol Park, Kolkata700029

These details help users in online banking and for businesses and individuals who use Dcb Bank Limited in Kolkatta for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code DCBL0000087 for the Gariahat branch of Dcb Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Dcb Bank Limited located in Gariahat, Kolkatta, West Bengal, are given a unique IFSC like DCBL0000087 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kolkatta.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Kolkatta and Kolkatta.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Dcb Bank Limited in Gariahat goes to the correct branch. This is important because Dcb Bank Limited has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code DCBL0000087

The format of the IFSC Code for banks, including Dcb Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Dcb Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gariahat in Kolkatta.

For example, the IFSC Code DCBL0000087 of Dcb Bank Limited for the Gariahat branch includes these elements, identifying the bank and the branch location in Kolkatta and West Bengal accurately.

How to Find IFSC Code for Dcb Bank Limited?

If you are looking for the IFSC Code DCBL0000087 of Dcb Bank Limited for its Gariahat branch located in Kolkatta, the following methods can help:

Cheque Book

The cheque book that is issued by Dcb Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Dcb Bank Limited branches in Kolkatta and Kolkatta, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Dcb Bank Limited and look for the branch locator section, then search for Gariahat or Kolkatta to get the exact IFSC Code DCBL0000087.

Mobile Banking App

If you use Dcb Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Dcb Bank Limited and Kolkatta, then it will provide you proper information.

How to Use IFSC Code DCBL0000087 for Online Transfers?

If you have the IFSC Code DCBL0000087 for the Gariahat branch of Dcb Bank Limited in Kolkatta, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code DCBL0000087. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Dcb Bank Limited IFSC Code DCBL0000087.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Dcb Bank Limited Gariahat in Kolkatta, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Dcb Bank Limited in Gariahat, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Dcb Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kolkatta manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Dcb Bank Limited in Gariahat, Kolkatta?

The IFSC Code is DCBL0000087.

Is the IFSC Code DCBL0000087 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Dcb Bank Limited Gariahat?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gariahat branch?

The address of the branch is 42/1B, Gariahat Road, Near Gol Park, Kolkata700029 located in Kolkatta, Kolkatta, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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