For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Dcb Bank Limited for its Raghunathpur branch in Khurda, Raghunathpur, Odisha, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Dcb Bank Limited located in Khurda or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code DCBL0000151. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Dcb Bank Limited, Raghunathpur, Khurda

Below in the table are the key details related to IFSC Code DCBL0000151 of Dcb Bank Limited for its branch located in Khurda, within the district of Raghunathpur in the state of Odisha.

Particulars Details
Bank Dcb Bank Limited
IFSC Code DCBL0000151
Branch Raghunathpur
City Khurda
District Raghunathpur
State Odisha
Address Near Gangua Bridge,Nh 203,Cuttack Puri Road,Raghunathpur District Khurda,State Odisha 751002

These details are important not only for users using online banking but also for businesses and individuals who use Dcb Bank Limited in Khurda for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code DCBL0000151 for the Raghunathpur branch of Dcb Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Dcb Bank Limited located in Raghunathpur, Khurda, Odisha, are allotted a unique IFSC like DCBL0000151 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Khurda.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Khurda and Raghunathpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Dcb Bank Limited in Raghunathpur reaches the right place, even though there are thousands of branches in Odisha and across India.

Format of the IFSC Code DCBL0000151

The format of the IFSC Code for banks, including Dcb Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Dcb Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Raghunathpur in Khurda.

For example, the IFSC Code DCBL0000151 of Dcb Bank Limited for the Raghunathpur branch includes these elements, identifying the bank and the branch location in Khurda and Odisha correctly.

How to Find IFSC Code for Dcb Bank Limited?

If you are trying to find the IFSC Code DCBL0000151 of Dcb Bank Limited for its Raghunathpur branch located in Khurda, the following methods can help:

Cheque Book

The cheque books that are issued by Dcb Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Dcb Bank Limited branches in Khurda and Raghunathpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Dcb Bank Limited and find the branch locator section. Search for Raghunathpur or Khurda to get the exact IFSC Code DCBL0000151.

Mobile Banking App

If you use Dcb Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Dcb Bank Limited and Khurda that will provide accurate information.

How to Use IFSC Code DCBL0000151 for Online Transfers?

Once you have the IFSC Code DCBL0000151 for the Raghunathpur branch of Dcb Bank Limited in Khurda, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code DCBL0000151. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Dcb Bank Limited IFSC Code DCBL0000151.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Dcb Bank Limited Raghunathpur in Khurda, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Dcb Bank Limited in Raghunathpur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Dcb Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Khurda manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Dcb Bank Limited in Raghunathpur, Khurda?

The IFSC Code is DCBL0000151.

Is the IFSC Code DCBL0000151 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Dcb Bank Limited Raghunathpur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Raghunathpur branch?

The address of the branch is Near Gangua Bridge,Nh 203,Cuttack Puri Road,Raghunathpur District Khurda,State Odisha 751002 located in Khurda, Raghunathpur, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.