The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Dcb Bank Limited for its Chandrasekharpur branch in Khurda, Bhubaneswar, Odisha, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Dcb Bank Limited located in Khurda or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code DCBL0000421. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Dcb Bank Limited, Chandrasekharpur, Khurda
Here are the main details that are associated with the IFSC Code DCBL0000421 of Dcb Bank Limited for its branch located in Khurda, within the district of Bhubaneswar in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | Dcb Bank Limited |
| IFSC Code | DCBL0000421 |
| Branch | Chandrasekharpur |
| City | Khurda |
| District | Bhubaneswar |
| State | Odisha |
| Address | Dcb Bank Ltd, Chandrasekharpur Branch, Plot No.327, District Center, Unit 41, Chandrasekharpur, Behind Bpcl Petrol Pump, Bhubaneswar, District-Khurda, State-Odisha, Pin-751016 |
These details are essential not only for online banking users but also for businesses and individuals who use Dcb Bank Limited in Khurda for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code DCBL0000421 for the Chandrasekharpur branch of Dcb Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like DCBL0000421 is given to every bank branch, including Dcb Bank Limited located in Chandrasekharpur, Khurda, Odisha, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Dcb Bank Limited branch in Khurda.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Khurda and Bhubaneswar.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Odisha and the rest of India, which is why the IFSC Code ensures that transactions meant for Dcb Bank Limited in Chandrasekharpur doesn't end up at another location.
Format of the IFSC Code DCBL0000421
The format of the IFSC Code for banks, including Dcb Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Dcb Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chandrasekharpur in Khurda.
For example, the IFSC Code DCBL0000421 of Dcb Bank Limited for the Chandrasekharpur branch includes these elements, identifying the bank and the branch location in Khurda and Odisha correctly.
How to Find IFSC Code for Dcb Bank Limited?
If you are trying to find the IFSC Code DCBL0000421 of Dcb Bank Limited for its Chandrasekharpur branch located in Khurda, the following methods can help:
Cheque Book
The cheque book issued by Dcb Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Dcb Bank Limited branches in Khurda and Bhubaneswar, print them on the first page of your passbook.
Bank Website
Visit the official website of Dcb Bank Limited and navigate to the branch locator section. Search for Chandrasekharpur or Khurda to get the exact IFSC Code DCBL0000421.
Mobile Banking App
If you use Dcb Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Dcb Bank Limited and Khurda, you'll get the correct details.
How to Use IFSC Code DCBL0000421 for Online Transfers?
If you have the IFSC Code DCBL0000421 for the Chandrasekharpur branch of Dcb Bank Limited in Khurda, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code DCBL0000421. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Dcb Bank Limited IFSC Code DCBL0000421.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Dcb Bank Limited Chandrasekharpur in Khurda, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Dcb Bank Limited in Chandrasekharpur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Dcb Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Khurda to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is DCBL0000421.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Dcb Bank Ltd, Chandrasekharpur Branch, Plot No.327, District Center, Unit 41, Chandrasekharpur, Behind Bpcl Petrol Pump, Bhubaneswar, District-Khurda, State-Odisha, Pin-751016 located in Khurda, Bhubaneswar, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.