For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Dcb Bank Limited for its Khaliguda branch in Khaliguda, Khaliguda, Odisha, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Dcb Bank Limited located in Khaliguda or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code DCBL0000247. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Dcb Bank Limited, Khaliguda, Khaliguda
Below in the table are the key details related to IFSC Code DCBL0000247 of Dcb Bank Limited for its branch located in Khaliguda, within the district of Khaliguda in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | Dcb Bank Limited |
| IFSC Code | DCBL0000247 |
| Branch | Khaliguda |
| City | Khaliguda |
| District | Khaliguda |
| State | Odisha |
| Address | Dcb Bank Ltd,Khaliguda Branch,Sai Priya Apartment,J K Pur Road,District-Rayagada,State-Odisha,Pin-765001 |
These details helps users in online banking and for businesses and individuals who use Dcb Bank Limited in Khaliguda for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code DCBL0000247 for the Khaliguda branch of Dcb Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Dcb Bank Limited located in Khaliguda, Khaliguda, Odisha, is provided with a unique IFSC like DCBL0000247 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Dcb Bank Limited branch in Khaliguda.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Khaliguda and Khaliguda.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Odisha and the rest of India and the IFSC Code ensures that transactions meant for Dcb Bank Limited in Khaliguda do not get mixed with another location.
Format of the IFSC Code DCBL0000247
The format of the IFSC Code for banks, including Dcb Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Dcb Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khaliguda in Khaliguda.
For example, the IFSC Code DCBL0000247 of Dcb Bank Limited for the Khaliguda branch includes these elements, identifying the bank and the branch location in Khaliguda and Odisha correctly.
How to Find IFSC Code for Dcb Bank Limited?
If you are trying to find the IFSC Code DCBL0000247 of Dcb Bank Limited for its Khaliguda branch located in Khaliguda, the following methods can help:
Cheque Book
The cheque book issued by Dcb Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Dcb Bank Limited branches in Khaliguda and Khaliguda, print them on the first page of your passbook.
Bank Website
Visit the official website of Dcb Bank Limited and navigate to the branch locator section. Search for Khaliguda or Khaliguda to get the exact IFSC Code DCBL0000247.
Mobile Banking App
If you use Dcb Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Dcb Bank Limited and Khaliguda, you'll get the correct details.
How to Use IFSC Code DCBL0000247 for Online Transfers?
Once you have the IFSC Code DCBL0000247 for the Khaliguda branch of Dcb Bank Limited in Khaliguda, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code DCBL0000247. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Dcb Bank Limited IFSC Code DCBL0000247.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Dcb Bank Limited Khaliguda in Khaliguda, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Dcb Bank Limited in Khaliguda, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Dcb Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Khaliguda to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is DCBL0000247.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Dcb Bank Ltd,Khaliguda Branch,Sai Priya Apartment,J K Pur Road,District-Rayagada,State-Odisha,Pin-765001 located in Khaliguda, Khaliguda, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.