The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Dcb Bank Limited for its Joda branch in Keonjhar, Joda, Odisha, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Dcb Bank Limited located in Keonjhar or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code DCBL0000476. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Dcb Bank Limited, Joda, Keonjhar
Below in the table are the key details related to IFSC Code DCBL0000476 of Dcb Bank Limited for its branch located in Keonjhar, within the district of Joda in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | Dcb Bank Limited |
| IFSC Code | DCBL0000476 |
| Branch | Joda |
| City | Keonjhar |
| District | Joda |
| State | Odisha |
| Address | Dcb Bank Ltd, Joda Branch, La-Flora, First Floor, Plot No.347, Mahaveer Chowk, Bansapani Road, Joda, District-Keonjhar, State-Odisha, Pin-758034. |
These details are essential not only for online banking users but also for businesses and individuals who use Dcb Bank Limited in Keonjhar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code DCBL0000476 for the Joda branch of Dcb Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Dcb Bank Limited located in Joda, Keonjhar, Odisha, are given a unique IFSC like DCBL0000476 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Keonjhar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Keonjhar and Joda.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Dcb Bank Limited in Joda goes to the correct branch. This is important because Dcb Bank Limited has thousands of branches in Odisha and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code DCBL0000476
The format of the IFSC Code for banks, including Dcb Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Dcb Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Joda in Keonjhar.
For example, the IFSC Code DCBL0000476 of Dcb Bank Limited for the Joda branch includes these elements, identifying the bank and the branch location in Keonjhar and Odisha accurately.
How to Find IFSC Code for Dcb Bank Limited?
To find the IFSC Code DCBL0000476 of Dcb Bank Limited for its Joda branch located in Keonjhar, the following methods can help you out:
Cheque Book
The cheque book issued by Dcb Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Dcb Bank Limited branches in Keonjhar and Joda, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Dcb Bank Limited and go to the branch locator section. Then search for Joda or Keonjhar to find the exact IFSC Code DCBL0000476.
Mobile Banking App
If you use Dcb Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Dcb Bank Limited and Keonjhar will provide accurate information.
How to Use IFSC Code DCBL0000476 for Online Transfers?
If you have the IFSC Code DCBL0000476 for the Joda branch of Dcb Bank Limited in Keonjhar, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code DCBL0000476. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Dcb Bank Limited IFSC Code DCBL0000476.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Dcb Bank Limited Joda in Keonjhar, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Dcb Bank Limited in Joda, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Dcb Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Keonjhar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Joda Keonjhar branch is DCBL0000476.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Dcb Bank Ltd, Joda Branch, La-Flora, First Floor, Plot No.347, Mahaveer Chowk, Bansapani Road, Joda, District-Keonjhar, State-Odisha, Pin-758034..
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.