The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Dcb Bank Limited for its Junagarh branch in Kalahandi, Junagarh, Odisha, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Dcb Bank Limited located in Kalahandi or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code DCBL0000416. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Dcb Bank Limited, Junagarh, Kalahandi
The table below shows the main details of the IFSC Code DCBL0000416 for the Dcb Bank Limited branch in Kalahandi, which falls under the Junagarh district in Odisha.
| Particulars | Details |
|---|---|
| Bank | Dcb Bank Limited |
| IFSC Code | DCBL0000416 |
| Branch | Junagarh |
| City | Kalahandi |
| District | Junagarh |
| State | Odisha |
| Address | Dcb Bank Ltd, Junagarh Branch, Hall-A, Ground Floor, Mj Complex, Nh-26, Junagarh, District-Kalahandi, State-Odisha, Pin-766014 |
These details are important not only for users using online banking but also for businesses and individuals who use Dcb Bank Limited in Kalahandi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code DCBL0000416 for the Junagarh branch of Dcb Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Dcb Bank Limited located in Junagarh, Kalahandi, Odisha, are allotted a unique IFSC like DCBL0000416 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kalahandi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Kalahandi and Junagarh.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Dcb Bank Limited in Junagarh reaches the right place, even though there are thousands of branches in Odisha and across India.
Format of the IFSC Code DCBL0000416
This is the format of the IFSC Code for banks, including Dcb Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Dcb Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Junagarh in Kalahandi.
For example, the IFSC Code DCBL0000416 of Dcb Bank Limited for the Junagarh branch includes these elements, identifying the bank and the branch location in Kalahandi and Odisha accurately.
How to Find IFSC Code for Dcb Bank Limited?
If you are trying to find the IFSC Code DCBL0000416 of Dcb Bank Limited for its Junagarh branch located in Kalahandi, the following methods can help:
Cheque Book
The cheque books that are issued by Dcb Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Dcb Bank Limited branches in Kalahandi and Junagarh, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Dcb Bank Limited and find the branch locator section. Search for Junagarh or Kalahandi to get the exact IFSC Code DCBL0000416.
Mobile Banking App
If you use Dcb Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Dcb Bank Limited and Kalahandi that will provide accurate information.
How to Use IFSC Code DCBL0000416 for Online Transfers?
Once you have the IFSC Code DCBL0000416 for the Junagarh branch of Dcb Bank Limited in Kalahandi, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code DCBL0000416. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Dcb Bank Limited IFSC Code DCBL0000416.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Dcb Bank Limited Junagarh in Kalahandi may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Dcb Bank Limited in Junagarh, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Dcb Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Kalahandi manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is DCBL0000416.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Dcb Bank Ltd, Junagarh Branch, Hall-A, Ground Floor, Mj Complex, Nh-26, Junagarh, District-Kalahandi, State-Odisha, Pin-766014 located in Kalahandi, Junagarh, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.