The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Dcb Bank Limited for its Pugu branch in Gumla, Pugu, Jharkhand, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Dcb Bank Limited located in Gumla or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code DCBL0000463. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Dcb Bank Limited, Pugu, Gumla
Below in the table are the key details related to IFSC Code DCBL0000463 of Dcb Bank Limited for its branch located in Gumla, within the district of Pugu in the state of Jharkhand.
| Particulars | Details |
|---|---|
| Bank | Dcb Bank Limited |
| IFSC Code | DCBL0000463 |
| Branch | Pugu |
| City | Gumla |
| District | Pugu |
| State | Jharkhand |
| Address | Dcb Bank Ltd, Pugu Branch, Ground And First Floor, Plot No. 3033, Palkot Road, Behratoli, Terri More, Village-Pugu, Gumla. District-Gumla, State-Jharkhand, Pin-835207 |
These details help users in online banking and for businesses and individuals who use Dcb Bank Limited in Gumla for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code DCBL0000463 for the Pugu branch of Dcb Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Dcb Bank Limited located in Pugu, Gumla, Jharkhand, is provided a unique IFSC like DCBL0000463 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Dcb Bank Limited branch in Gumla.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Gumla and Pugu.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Jharkhand and the rest of India, the IFSC Code ensures that transactions meant for Dcb Bank Limited in Pugu do not get misguided to another person.
Format of the IFSC Code DCBL0000463
The format of the IFSC Code for banks, including Dcb Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Dcb Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pugu in Gumla.
For example, the IFSC Code DCBL0000463 of Dcb Bank Limited for the Pugu branch includes these elements, identifying the bank and the branch location in Gumla and Jharkhand accurately.
How to Find IFSC Code for Dcb Bank Limited?
If you are trying to find the IFSC Code DCBL0000463 of Dcb Bank Limited for its Pugu branch located in Gumla, the following methods can help:
Cheque Book
The cheque book issued by Dcb Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Dcb Bank Limited branches in Gumla and Pugu, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Dcb Bank Limited and navigate to the branch locator section. Search for Pugu or Gumla to get the exact IFSC Code DCBL0000463.
Mobile Banking App
If you use Dcb Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Dcb Bank Limited and Gumla, you'll get the correct details.
How to Use IFSC Code DCBL0000463 for Online Transfers?
Once you have the IFSC Code DCBL0000463 for the Pugu branch of Dcb Bank Limited in Gumla, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code DCBL0000463. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Dcb Bank Limited IFSC Code DCBL0000463.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Dcb Bank Limited Pugu in Gumla, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Dcb Bank Limited in Pugu, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Dcb Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Gumla manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is DCBL0000463.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Dcb Bank Ltd, Pugu Branch, Ground And First Floor, Plot No. 3033, Palkot Road, Behratoli, Terri More, Village-Pugu, Gumla. District-Gumla, State-Jharkhand, Pin-835207 located in Gumla, Pugu, Jharkhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.