The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Dcb Bank Limited for its Berhampur branch in Ganjam, Berhampur, Odisha, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Dcb Bank Limited located in Ganjam or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code DCBL0000233. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Dcb Bank Limited, Berhampur, Ganjam

The table below shows the main details of the IFSC Code DCBL0000233 for the Dcb Bank Limited branch in Ganjam, which falls under the Berhampur district in Odisha.

Particulars Details
Bank Dcb Bank Limited
IFSC Code DCBL0000233
Branch Berhampur
City Ganjam
District Berhampur
State Odisha
Address Dcb Bank Ltd,Behrampur Branch,At-Park Street,District-Ganjam,State-Odisha,Pin-760002

These details help users in online banking and for businesses and individuals who use Dcb Bank Limited in Ganjam for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code DCBL0000233 for the Berhampur branch of Dcb Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Dcb Bank Limited located in Berhampur, Ganjam, Odisha, is provided with a unique IFSC like DCBL0000233 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Dcb Bank Limited branch in Ganjam.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Ganjam and Berhampur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Odisha and the rest of India and the IFSC Code ensures that transactions meant for Dcb Bank Limited in Berhampur do not get mixed with another location.

Format of the IFSC Code DCBL0000233

The format of the IFSC Code for banks, including Dcb Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Dcb Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Berhampur in Ganjam.

For example, the IFSC Code DCBL0000233 of Dcb Bank Limited for the Berhampur branch includes these elements, identifying the bank and the branch location in Ganjam and Odisha correctly.

How to Find IFSC Code for Dcb Bank Limited?

If you are trying to find the IFSC Code DCBL0000233 of Dcb Bank Limited for its Berhampur branch located in Ganjam, the following methods can help:

Cheque Book

The cheque books that are issued by Dcb Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Dcb Bank Limited branches in Ganjam and Berhampur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Dcb Bank Limited and find the branch locator section. Search for Berhampur or Ganjam to get the exact IFSC Code DCBL0000233.

Mobile Banking App

If you use Dcb Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Dcb Bank Limited and Ganjam that will provide accurate information.

How to Use IFSC Code DCBL0000233 for Online Transfers?

Once you have the IFSC Code DCBL0000233 for the Berhampur branch of Dcb Bank Limited in Ganjam, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code DCBL0000233. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Dcb Bank Limited IFSC Code DCBL0000233.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Dcb Bank Limited Berhampur in Ganjam, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Dcb Bank Limited in Berhampur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Dcb Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Ganjam to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Dcb Bank Limited in Berhampur, Ganjam?

The IFSC Code is DCBL0000233.

Is the IFSC Code DCBL0000233 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Dcb Bank Limited Berhampur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Berhampur branch?

The address of the branch is Dcb Bank Ltd,Behrampur Branch,At-Park Street,District-Ganjam,State-Odisha,Pin-760002 located in Ganjam, Berhampur, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.