For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Dcb Bank Limited for its Calicut branch in Calicut, Calicut, Kerala, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Dcb Bank Limited located in Calicut or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code DCBL0000366. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Dcb Bank Limited, Calicut, Calicut
Here are the key points that are associated with the IFSC Code DCBL0000366 of Dcb Bank Limited for its branch located in Calicut, within the district of Calicut in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | Dcb Bank Limited |
| IFSC Code | DCBL0000366 |
| Branch | Calicut |
| City | Calicut |
| District | Calicut |
| State | Kerala |
| Address | Dcb Bank Limited , First Floor , 6/296-D1 , Ymca Cross Road , Karuppali Square , Calicut- 673001 |
These details help users in online banking and for businesses and individuals who use Dcb Bank Limited in Calicut for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code DCBL0000366 for the Calicut branch of Dcb Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like DCBL0000366 is given to every bank branch, including Dcb Bank Limited located in Calicut, Calicut, Kerala, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Dcb Bank Limited branch in Calicut.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Calicut and Calicut.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Dcb Bank Limited in Calicut doesn't end up at another location.
Format of the IFSC Code DCBL0000366
The format of the IFSC Code for banks, including Dcb Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Dcb Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Calicut in Calicut.
For example, the IFSC Code DCBL0000366 of Dcb Bank Limited for the Calicut branch includes these elements, identifying the bank and the branch location in Calicut and Kerala accurately.
How to Find IFSC Code for Dcb Bank Limited?
If you are trying to find the IFSC Code DCBL0000366 of Dcb Bank Limited for its Calicut branch located in Calicut, the following methods can help:
Cheque Book
The cheque books that are issued by Dcb Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Dcb Bank Limited branches in Calicut and Calicut, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Dcb Bank Limited and find the branch locator section. Search for Calicut or Calicut to get the exact IFSC Code DCBL0000366.
Mobile Banking App
If you use Dcb Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Dcb Bank Limited and Calicut that will provide accurate information.
How to Use IFSC Code DCBL0000366 for Online Transfers?
Once you have the IFSC Code DCBL0000366 for the Calicut branch of Dcb Bank Limited in Calicut, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code DCBL0000366. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Dcb Bank Limited IFSC Code DCBL0000366.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Dcb Bank Limited Calicut in Calicut, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Dcb Bank Limited in Calicut, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Dcb Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Calicut to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Calicut Calicut branch is DCBL0000366.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Dcb Bank Limited , First Floor , 6/296-D1 , Ymca Cross Road , Karuppali Square , Calicut- 673001.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.