The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Dcb Bank Limited for its Bhakharua branch in Aurangabad, Bhakharua, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Dcb Bank Limited located in Aurangabad or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code DCBL0000472. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Dcb Bank Limited, Bhakharua, Aurangabad

Here are the main details that are associated with the IFSC Code DCBL0000472 of Dcb Bank Limited for its branch located in Aurangabad, within the district of Bhakharua in the state of Bihar.

Particulars Details
Bank Dcb Bank Limited
IFSC Code DCBL0000472
Branch Bhakharua
City Aurangabad
District Bhakharua
State Bihar
Address Dcb Bank Ltd, Bhakharua Branch, Plot No. 886, Near Bhakharua Mor, Patna - Aurangabad Road, Village & Post - Bhakharua, Block - Daudnagar, District - Aurangabad, State - Bihar, Pin - 824113

These details are important not only for users using online banking but also for businesses and individuals who use Dcb Bank Limited in Aurangabad for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code DCBL0000472 for the Bhakharua branch of Dcb Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Dcb Bank Limited located in Bhakharua, Aurangabad, Bihar, are allotted a unique IFSC like DCBL0000472 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Aurangabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Aurangabad and Bhakharua.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Dcb Bank Limited in Bhakharua reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code DCBL0000472

The format of the IFSC Code for banks, including Dcb Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Dcb Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhakharua in Aurangabad.

For example, the IFSC Code DCBL0000472 of Dcb Bank Limited for the Bhakharua branch includes these elements, identifying the bank and the branch location in Aurangabad and Bihar accurately.

How to Find IFSC Code for Dcb Bank Limited?

If you are trying to find the IFSC Code DCBL0000472 of Dcb Bank Limited for its Bhakharua branch located in Aurangabad, the following methods can help:

Cheque Book

The cheque book issued by Dcb Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Dcb Bank Limited branches in Aurangabad and Bhakharua, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Dcb Bank Limited and navigate to the branch locator section. Search for Bhakharua or Aurangabad to get the exact IFSC Code DCBL0000472.

Mobile Banking App

If you use Dcb Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Dcb Bank Limited and Aurangabad, you'll get the correct details.

How to Use IFSC Code DCBL0000472 for Online Transfers?

Once you have the IFSC Code DCBL0000472 for the Bhakharua branch of Dcb Bank Limited in Aurangabad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code DCBL0000472. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Dcb Bank Limited IFSC Code DCBL0000472.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Dcb Bank Limited Bhakharua in Aurangabad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Dcb Bank Limited in Bhakharua, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Dcb Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Aurangabad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Dcb Bank Limited in Bhakharua, Aurangabad?

The IFSC Code is DCBL0000472.

Is the IFSC Code DCBL0000472 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Dcb Bank Limited Bhakharua?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bhakharua branch?

The address of the branch is Dcb Bank Ltd, Bhakharua Branch, Plot No. 886, Near Bhakharua Mor, Patna - Aurangabad Road, Village & Post - Bhakharua, Block - Daudnagar, District - Aurangabad, State - Bihar, Pin - 824113 located in Aurangabad, Bhakharua, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.