Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Dbs Bank India Limited for its Surat branch in Surat, Surat, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Dbs Bank India Limited located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code DBSS0IN0679. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Dbs Bank India Limited, Surat, Surat

Here are the main details that are associated with the IFSC Code DBSS0IN0679 of Dbs Bank India Limited for its branch located in Surat, within the district of Surat in the state of Gujarat.

Particulars Details
Bank Dbs Bank India Limited
IFSC Code DBSS0IN0679
Branch Surat
City Surat
District Surat
State Gujarat
Address Shop No 7 And 8, Ground And First Floor, Shlok Business Center , Udhana Darwaja, Ring Road, Surat- 395002

These details are important not only for users using online banking but also for businesses and individuals who use Dbs Bank India Limited in Surat for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code DBSS0IN0679 for the Surat branch of Dbs Bank India Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Dbs Bank India Limited located in Surat, Surat, Gujarat, is provided a unique IFSC like DBSS0IN0679 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Dbs Bank India Limited branch in Surat.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Surat and Surat.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Dbs Bank India Limited in Surat do not get misguided to another person.

Format of the IFSC Code DBSS0IN0679

This is the format of the IFSC Code for banks, including Dbs Bank India Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Dbs Bank India Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Surat in Surat.

For example, the IFSC Code DBSS0IN0679 of Dbs Bank India Limited for the Surat branch includes these elements, identifying the bank and the branch location in Surat and Gujarat accurately.

How to Find IFSC Code for Dbs Bank India Limited?

If you are trying to find the IFSC Code DBSS0IN0679 of Dbs Bank India Limited for its Surat branch located in Surat, the following methods can help:

Cheque Book

The cheque books that are issued by Dbs Bank India Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Dbs Bank India Limited branches in Surat and Surat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Dbs Bank India Limited and find the branch locator section. Search for Surat or Surat to get the exact IFSC Code DBSS0IN0679.

Mobile Banking App

If you use Dbs Bank India Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Dbs Bank India Limited and Surat that will provide accurate information.

How to Use IFSC Code DBSS0IN0679 for Online Transfers?

Once you have the IFSC Code DBSS0IN0679 for the Surat branch of Dbs Bank India Limited in Surat, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code DBSS0IN0679. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Dbs Bank India Limited IFSC Code DBSS0IN0679.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Dbs Bank India Limited Surat in Surat may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Dbs Bank India Limited in Surat, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Dbs Bank India Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Surat manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Dbs Bank India Limited Surat Surat?

The IFSC Code of the Surat Surat branch is DBSS0IN0679.

Is IFSC Code DBSS0IN0679 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Dbs Bank India Limited Surat branch?

The branch is located at Shop No 7 And 8, Ground And First Floor, Shlok Business Center , Udhana Darwaja, Ring Road, Surat- 395002.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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