Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Dbs Bank India Limited for its Suramangalam Salem branch in Salem, Suramangalam, Tamil Nadu, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Dbs Bank India Limited located in Salem or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code DBSS0IN0695. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Dbs Bank India Limited, Suramangalam Salem, Salem

The table below shows the main details of the IFSC Code DBSS0IN0695 for the Dbs Bank India Limited branch in Salem, which falls under the Suramangalam district in Tamil Nadu.

Particulars Details
Bank Dbs Bank India Limited
IFSC Code DBSS0IN0695
Branch Suramangalam Salem
City Salem
District Suramangalam
State Tamil Nadu
Address Junction To Leigh Bazar Road,Ars Avenue,No.22/9 Suramangalam,Salemsalem ( M Corp.)636005Tn

These details are essential not only for online banking users but also for businesses and individuals who use Dbs Bank India Limited in Salem for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code DBSS0IN0695 for the Suramangalam Salem branch of Dbs Bank India Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Dbs Bank India Limited located in Suramangalam Salem, Salem, Tamil Nadu, are allotted a unique IFSC like DBSS0IN0695 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Salem.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Salem and Suramangalam.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Dbs Bank India Limited in Suramangalam Salem reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code DBSS0IN0695

The format of the IFSC Code for banks, including Dbs Bank India Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Dbs Bank India Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Suramangalam Salem in Salem.

For example, the IFSC Code DBSS0IN0695 of Dbs Bank India Limited for the Suramangalam Salem branch has these elements, identifying the bank and the branch location in Salem and Tamil Nadu correctly.

How to Find IFSC Code for Dbs Bank India Limited?

If you are looking for the IFSC Code DBSS0IN0695 of Dbs Bank India Limited for its Suramangalam Salem branch located in Salem, the following methods can help:

Cheque Book

The cheque book that is issued by Dbs Bank India Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Dbs Bank India Limited branches in Salem and Suramangalam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Dbs Bank India Limited and look for the branch locator section, then search for Suramangalam Salem or Salem to get the exact IFSC Code DBSS0IN0695.

Mobile Banking App

If you use Dbs Bank India Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Dbs Bank India Limited and Salem, then it will provide you proper information.

How to Use IFSC Code DBSS0IN0695 for Online Transfers?

Once you have the IFSC Code DBSS0IN0695 for the Suramangalam Salem branch of Dbs Bank India Limited in Salem, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code DBSS0IN0695. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Dbs Bank India Limited IFSC Code DBSS0IN0695.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Dbs Bank India Limited Suramangalam Salem in Salem, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Dbs Bank India Limited in Suramangalam Salem, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Dbs Bank India Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Salem manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Dbs Bank India Limited in Suramangalam Salem, Salem?

The IFSC Code is DBSS0IN0695.

Is the IFSC Code DBSS0IN0695 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Dbs Bank India Limited Suramangalam Salem?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Suramangalam Salem branch?

The address of the branch is Junction To Leigh Bazar Road,Ars Avenue,No.22/9 Suramangalam,Salemsalem ( M Corp.)636005Tn located in Salem, Suramangalam, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.